# Border Federal Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/border-federal-credit-union-741245535-001

> Border Federal Credit Union's 401(k) plan: 153 participants, plan year 2025 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2025.

## Plan Snapshot

- **Plan Sponsor:** Border Federal Credit Union

- **Sponsor EIN:** 741245535

- **Sponsor Address:** 2211 N. BEDELL AVENUE, DEL RIO, TX, 78840

- **Plan Type:** 401(k)

- **Plan Number:** 001

- **Total Participants:** 153

- **Total Assets:** $11.4M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2025|153|$11.4M|$0|$0|

| 2024|111|$10.2M|$430,581|$440,553|

| 2023|91|$8.6M|$338,199|$362,296|

| 2022|82|$6.9M|$293,041|$307,768|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| STANCORP FINANCIAL GROUP|Other Service Provider|$70,157|—|$70,157|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $70,157

- **Estimated Expense Ratio:** 0.614% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2025|$1,195,866|—|$2,441|—|—|

| 2024|$414,764|—|—|—|—|

| 2023|$135,754|—|—|—|—|

| 2022|$1,090|—|$1,090|—|—|

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