# Board Of Trustees Steamfitters Education Local Union 475 401(k) Plan
Source: https://planprovider.pro/companies/board-of-trustees-steamfitters-education-local-union-475-226033161-502

> Board Of Trustees Steamfitters Education Local Union 475's 401(k) plan: 1,446 participants, plan year 2024 financials, providers, and benchmarks from Form 55…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Board Of Trustees Steamfitters Education Local Union 475

- **Sponsor EIN:** 226033161

- **Sponsor Address:** 136 MOUNT BETHEL ROAD, WARREN, NJ, 07059

- **Plan Type:** 401(k)

- **Plan Number:** 502

- **Total Participants:** 1,446

- **Total Assets:** $1.8M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|1,446|$1.8M|$935,049|$0|

| 2023|1,440|$2.1M|$943,617|$0|

| 2022|1,441|$2.3M|$819,619|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| TRAINING COORDINATOR|Other Service Provider|$155,125|—|$155,125|

| INSTRUCTOR - A|Other Service Provider|$139,224|—|$139,224|

| INSTRUCTOR - D|Other Service Provider|$61,410|—|$61,410|

| INSTRUCTOR - E|Other Service Provider|$35,929|—|$35,929|

| INSTRUCTOR - B|Other Service Provider|$33,743|—|$33,743|

| MSPC CPA'S & ADVISORS, P.C.|Auditor|$19,446|—|$19,446|

| LARRY MAGARIK, ESQ.|Other Service Provider|$6,880|—|$6,880|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MSPC CPA'S & ADVISORS, P.C.](https://planprovider.pro/provider/mspc-certified-public-accountants-and) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $451,757

- **Estimated Expense Ratio:** 25.230% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$1,387,564|—|—|$19,446|—|

| 2023|$1,187,462|—|—|$19,268|—|

| 2022|$1,151,972|—|—|—|$26,746|

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