# Board Of Trustees, Smw Local Union No. 25 Nj Annuity Fund DC Plan
Source: https://planprovider.pro/companies/board-of-trustees-smw-local-union-no-25-nj-annuity-fund-plan

> Board Of Trustees, Smw Local Union No. 25 Nj Annuity Fund's DC plan: 378 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Board Of Trustees, Smw Local Union No. 25 Nj Annuity Fund

- **Sponsor EIN:** 222586286

- **Sponsor Address:** 440 BARELL AVENUE, CARLSTADT, NJ, 07072

- **Plan Type:** DC

- **Total Participants:** 378

- **Total Assets:** $157.8M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|378|$157.8M|$5.7M|$0|

| 2023|410|$148.8M|$6.5M|$0|

| 2022|411|$137.3M|$5.9M|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER ANNUITY INSUR CO OF AMERICA|NONE|$77,927|$394,451|$472,378|

| BOYD WATTERSON ASSET MANAGEMENT LLC|NONE|$73,351|—|$73,351|

| REYNOLDS CONSULTING|NONE|$42,400|—|$42,400|

| KARLEEN O NEILL|EMPLOYEE|$40,423|—|$40,423|

| MANFRE CPA P.C.|NONE|$39,696|—|$39,696|

| VIRGINIA OLSEN|EMPLOYEE|$35,712|—|$35,712|

| CLEARY, JOSEM & TRIGIANI LLP|NONE|$11,475|—|$11,475|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $715,435

- **Estimated Expense Ratio:** 0.453% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$764,388|$115,751|$472,378|$40,825|—|

| 2023|$756,785|$120,477|$416,687|$37,233|—|

| 2022|$742,385|$120,542|$446,454|—|$62,398|

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