# Board Of Trustees Of Massachusetts Laborers Health And Welfare Fund Health & Welfare Plan Source: https://planprovider.pro/companies/board-of-trustees-of-massachusetts-laborers-health-and-welfare-fund-042214296-501 > Board Of Trustees Of Massachusetts Laborers Health And Welfare Fund's Health & Welfare plan: 11,182 participants, plan year 2025 financials, providers, and b… Form 5500 filing data for plan year 2025. ## Plan Snapshot - **Plan Sponsor:** Board Of Trustees Of Massachusetts Laborers Health And Welfare Fund - **Sponsor EIN:** 042214296 - **Sponsor Address:** 1400 DISTRICT AVENUE, BURLINGTON, MA, 018035236 - **Plan Type:** Health & Welfare - **Plan Number:** 501 - **Total Participants:** 11,182 - **Total Assets:** $684.7M ## Key Plan Design Features - **Auto-Enrollment:** No - **Auto-Escalation:** No - **Allows Roth Contributions:** No - **Participant Loans:** No - **Participant-Directed Investments:** No - **ERISA Section 404(c) Fiduciary Safe Harbor:** No ## Plan Financials by Year | Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.| | 2025|11,182|$684.7M|$0|$0| | 2024|11,214|$632.1M|$174.5M|$1.6M| | 2023|10,862|$605.9M|$168.6M|$1.8M| | 2022|10,853|$549.8M|$162.5M|$2.0M| ## Service Providers (Schedule C) Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees). | Provider Name| Role| Direct Compensation| Indirect Compensation| Total Fees| | CIGNA|Other Service Provider|$2,774,717|—|$2,774,717| | EXPRESS SCRIPTS, INC|Other Service Provider|$2,462,088|—|$2,462,088| | BCBS OF MASSACHUSETTS|Other Service Provider|$2,332,062|—|$2,332,062| | DELTA DENTAL OF MA|Other Service Provider|$740,402|—|$740,402| | HMC HEALTHWORKS INC.|Other Service Provider|$424,600|—|$424,600| | THE SEGAL CO (EASTERN STATES), INC|Other Service Provider|$286,060|—|$286,060| | BRIDGEWAY BENEFIT TECHNOLOGIES LLC|Other Service Provider|$219,371|—|$219,371| | CMIT SOLUTIONS|Other Service Provider|$201,656|—|$201,656| | EMPLOYEE A|Other Service Provider|$188,631|—|$188,631| | EMPLOYEE B|Other Service Provider|$144,136|—|$144,136| | EMPLOYEE C|Other Service Provider|$143,741|—|$143,741| | SEGAL ROITMAN, LLP|Other Service Provider|$137,537|—|$137,537| | EMPLOYEE D|Other Service Provider|$125,552|—|$125,552| | EMPLOYEE E|Other Service Provider|$122,159|—|$122,159| | EMPLOYEE F|Other Service Provider|$121,289|—|$121,289| | EMPLOYEE G|Other Service Provider|$119,729|—|$119,729| | EMPLOYEE H|Other Service Provider|$111,957|—|$111,957| | EMPLOYEE I|Other Service Provider|$110,527|—|$110,527| | EMPLOYEE J|Other Service Provider|$108,055|—|$108,055| | EMPLOYEE K|Other Service Provider|$96,746|—|$96,746| | SCHULTHEIS & PANETTIERI LLP|Other Service Provider|$95,875|—|$95,875| | 617 MEDIA GROUP|Other Service Provider|$95,198|—|$95,198| | EMPLOYEE L|Other Service Provider|$94,226|—|$94,226| | STATE STREET GLOBAL ADVISORS|Other Service Provider|$93,403|—|$93,403| | EMPLOYEE M|Other Service Provider|$90,822|—|$90,822| | EMPLOYEE N|Other Service Provider|$89,977|—|$89,977| | EMPLOYEE O|Other Service Provider|$86,278|—|$86,278| | EMPLOYEE P|Other Service Provider|$83,804|—|$83,804| | MEKETA INVESTMENT GROUP|Other Service Provider|$83,225|—|$83,225| | EMPLOYEE Q|Other Service Provider|$82,817|—|$82,817| | EMPLOYEE R|Other Service Provider|$82,689|—|$82,689| | EMPLOYEE S|Other Service Provider|$79,202|—|$79,202| | EMPLOYEE T|Other Service Provider|$78,975|—|$78,975| | CORRENTE LAW CORPORATION|ERISA Attorney|$78,000|—|$78,000| | O'REILLY, GROSSO, GROSS & JONES, PC|Other Service Provider|$78,000|—|$78,000| | EMPLOYEE U|Other Service Provider|$72,715|—|$72,715| | EMPLOYEE V|Other Service Provider|$70,838|—|$70,838| | EMPLOYEE W|Other Service Provider|$62,771|—|$62,771| | EMPLOYEE X|Other Service Provider|$61,129|—|$61,129| | EMPLOYEE Y|Other Service Provider|$59,636|—|$59,636| | EMPLOYEE Z|Other Service Provider|$55,660|—|$55,660| | LOOMIS SAYLES & COMPANY|Other Service Provider|$54,817|—|$54,817| | EMPLOYEE AA|Other Service Provider|$52,479|—|$52,479| | DAVIS VISION|Other Service Provider|$51,295|—|$51,295| | STATE STREET BANK & TRUST CO.|Other Service Provider|$51,183|—|$51,183| | EMPLOYEE AB|Other Service Provider|$48,975|—|$48,975| | EMPLOYEE AC|Other Service Provider|$46,427|—|$46,427| | EMPLOYEE AD|Other Service Provider|$45,381|—|$45,381| | EMPLOYEE AE|Other Service Provider|$42,968|—|$42,968| | TELLIGEN INC|Other Service Provider|$38,232|—|$38,232| | EMPLOYEE AF|Other Service Provider|$37,145|—|$37,145| | EMPLOYEE AG|Other Service Provider|$35,549|—|$35,549| | EMPLOYEE AH|Other Service Provider|$33,933|—|$33,933| | EMPLOYEE AI|Other Service Provider|$33,823|—|$33,823| | EMPLOYEE AJ|Other Service Provider|$31,859|—|$31,859| | EMPLOYEE AK|Other Service Provider|$31,434|—|$31,434| | EMPLOYEE AL|Other Service Provider|$29,651|—|$29,651| | EMPLOYEE AM|Other Service Provider|$27,774|—|$27,774| | EMPLOYEE AN|Other Service Provider|$27,086|—|$27,086| | EMPLOYEE AO|Other Service Provider|$26,936|—|$26,936| | THE BERWYN GROUP|Other Service Provider|$15,833|—|$15,833| | VICTOR PEREIRA|Other Service Provider|$15,675|—|$15,675| | AMERICAN ALARM|Other Service Provider|$15,505|—|$15,505| | THOMAS ANDREWS|Other Service Provider|$13,629|—|$13,629| | SEGAL SELECT INS SERVICES INC.|Other Service Provider|—|$13,608|$13,608| | KONICA MINOLTA PREMIER|Other Service Provider|$12,610|—|$12,610| | DELL|Other Service Provider|$9,464|—|$9,464| | ZIX CORP|Other Service Provider|$8,945|—|$8,945| | FEDERAL TELEPHONE COMM, INC.|Other Service Provider|$6,811|—|$6,811| | ROBERT HALF|Other Service Provider|$5,973|—|$5,973| | RHUMBLINE ADVISERS LP|Other Service Provider|$5,646|—|$5,646| | ACCUFUND, INC.|Other Service Provider|$5,200|—|$5,200| | MCMC LLC|Other Service Provider|$5,029|—|$5,029| ## Plan Fees & Expenses Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings. - **Total Service Provider Fees:** $13,527,130 - **Estimated Expense Ratio:** 1.976% of plan assets ### Historical Administrative Expenses Breakdown of administrative expense categories reported on Form 5500 filings. | Year| Total Admin Expenses| Investment Mgmt Fees| Contract Admin Fees| IQPA Audit Fees| Professional Fees| | 2025|$190,755,832|$337,143|—|$95,875|—| | 2024|$6,992,709|$333,792|—|$112,524|—| | 2023|$6,809,584|$407,642|—|$92,125|—| | 2022|$5,955,936|$467,289|—|—|$669,343| ## Similar Plans - [Bot Of The North Atlantic States Carpenters Pension Fund](https://planprovider.pro/companies/bot-of-the-north-atlantic-states-carpenters-pension-fund-plan) — 16,341 participants - [Bd. 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