# Board Of Trustees Of M.M.&P. Individual Retirement Account Plan DC Plan Source: https://planprovider.pro/companies/board-of-trustees-of-m-m-p-individual-retirement-account-plan-plan > Board Of Trustees Of M.M.&P. Individual Retirement Account Plan's DC plan: 2,170 participants, plan year 2024 financials, providers, and benchmarks from Form… Form 5500 filing data for plan year 2024. ## Plan Snapshot - **Plan Sponsor:** Board Of Trustees Of M.M.&P. Individual Retirement Account Plan - **Sponsor EIN:** 133021839 - **Sponsor Address:** 700 MARITIME BLVD, SUITE A, LINTHICUM HEIGHTS, MD, 210901996 - **Plan Type:** DC - **Total Participants:** 2,170 - **Total Assets:** $523.2M ## Key Plan Design Features - **Auto-Enrollment:** No - **Auto-Escalation:** No - **Allows Roth Contributions:** No - **Participant Loans:** No - **Participant-Directed Investments:** No - **ERISA Section 404(c) Fiduciary Safe Harbor:** No ## Plan Financials by Year | Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.| | 2024|2,170|$523.2M|$13.6M|$12.5M| | 2023|2,170|$464.3M|$12.3M|$11.6M| | 2022|1,997|$398.7M|$10.8M|$10.3M| ## Service Providers (Schedule C) Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees). | Provider Name| Role| Direct Compensation| Indirect Compensation| Total Fees| | FIDELITY INVESTMENTS|RECORD KEEPER|$194,819|—|$194,819| | SLEVIN & HART|NONE|$86,150|—|$86,150| | IOMM&P|SPONSORING UNION|$57,703|—|$57,703| | PATRICK MCCULLOUGH|EMPLOYEE|$25,158|—|$25,158| | ANDCO CONSULTING (MARINER INST LLC)|NONE|$25,000|—|$25,000| | GORFINE SCHILLER & GARDYN PA|NONE|$22,000|—|$22,000| | KENNETH RYAN|EMPLOYEE|$20,274|—|$20,274| | MICHAEL MCCULLOUGH|EMPLOYEE|$15,315|—|$15,315| | JOSEPH GIUSTO|EMPLOYEE|$12,674|—|$12,674| | DAVID ROMANO|EMPLOYEE|$12,220|—|$12,220| | SEGAL COMPANY|NONE|$11,915|—|$11,915| | PAULA PHILLIPS|EMPLOYEE|$11,873|—|$11,873| | SHAWNA THORNTON|EMPLOYEE|$11,458|—|$11,458| | ANN MARIE MCCULLOUGH|EMPLOYEE|$10,601|—|$10,601| | DEBRA CAVEY|EMPLOYEE|$9,417|—|$9,417| | MARCIA FAWTHROP|EMPLOYEE|$9,143|—|$9,143| | ALFRED MANZO|EMPLOYEE|$8,716|—|$8,716| | JESSICA CHADWELL|EMPLOYEE|$8,149|—|$8,149| | ALICE ANDRZEJEWSKI|EMPLOYEE|$7,692|—|$7,692| | DENISE ROMANO|EMPLOYEE|$7,398|—|$7,398| | MARY JURNEY|EMPLOYEE|$6,590|—|$6,590| | DIANE FITZBERGER|EMPLOYEE|$6,533|—|$6,533| | ROMNEY PATTISON|EMPLOYEE|$6,462|—|$6,462| | SYDNIE BOSSOM|EMPLOYEE|$6,429|—|$6,429| | CYNTHIA LAMARTINA|EMPLOYEE|$6,162|—|$6,162| | RUSS BALZARINI|EMPLOYEE|$6,154|—|$6,154| | MAYRA ROBLES|EMPLOYEE|$6,013|—|$6,013| | KATHRYNE MCGEE|EMPLOYEE|$6,004|—|$6,004| | JEAN ADAMS-MENCIK|EMPLOYEE|$5,892|—|$5,892| | SEAN MEAD|EMPLOYEE|$5,758|—|$5,758| | VERA BRENNAN|EMPLOYEE|$5,729|—|$5,729| | LISA LINDAUER|EMPLOYEE|$5,273|—|$5,273| | MADELINE PETRELLI|EMPLOYEE|$5,217|—|$5,217| | JENNIFER KELLNER|EMPLOYEE|$5,188|—|$5,188| ### Verified Provider Profiles Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro: - [FIDELITY INVESTMENTS](https://planprovider.pro/provider/fidelity-investments) — RECORD KEEPER - [SLEVIN & HART](https://planprovider.pro/provider/slevin-and-hart-pc) — NONE - [PATRICK MCCULLOUGH](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [GORFINE SCHILLER & GARDYN PA](https://planprovider.pro/provider/gorfine-schiller-and-gardyn-pa) — NONE - [KENNETH RYAN](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [MICHAEL MCCULLOUGH](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [JOSEPH GIUSTO](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [DAVID ROMANO](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [PAULA PHILLIPS](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [SHAWNA THORNTON](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [ANN MARIE MCCULLOUGH](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [DEBRA CAVEY](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [MARCIA FAWTHROP](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [ALFRED MANZO](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [JESSICA CHADWELL](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [ALICE ANDRZEJEWSKI](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [DENISE ROMANO](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [MARY JURNEY](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [DIANE FITZBERGER](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [ROMNEY PATTISON](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [SYDNIE BOSSOM](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [CYNTHIA LAMARTINA](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [RUSS BALZARINI](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [MAYRA ROBLES](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [KATHRYNE MCGEE](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [JEAN ADAMS-MENCIK](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [SEAN MEAD](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [VERA BRENNAN](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [LISA LINDAUER](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [MADELINE PETRELLI](https://planprovider.pro/provider/john-hancock) — EMPLOYEE - [JENNIFER KELLNER](https://planprovider.pro/provider/john-hancock) — EMPLOYEE ## Plan Fees & Expenses Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings. - **Total Service Provider Fees:** $651,079 - **Estimated Expense Ratio:** 0.124% of plan assets ### Historical Administrative Expenses Breakdown of administrative expense categories reported on Form 5500 filings. | Year| Total Admin Expenses| Investment Mgmt Fees| Contract Admin Fees| IQPA Audit Fees| Professional Fees| | 2024|$913,806|$222,819|—|$22,000|—| | 2023|$904,847|$235,913|—|$27,730|—| | 2022|$949,762|$297,121|—|—|$92,273| ## Similar Plans - [Board Of Trustees Seafarers Internationa Union Agliw 401(K) Plan](https://planprovider.pro/companies/board-of-trustees-seafarers-international-union-agliw-401-k-plan-plan) — 2,348 participants - [Board Of Trustees Meba 401(K) Plan](https://planprovider.pro/companies/board-of-trustees-meba-401-k-plan-401k-plan) — 1,904 participants - [Board Of Trustees, Meba Pension Trust-Defined Benefit Plan](https://planprovider.pro/companies/board-of-trustees-meba-pension-trust-defined-benefit-plan-plan) — 2,436 participants - [Board Of Trustees, Meba Pension Trust-Money Purchase Benefit](https://planprovider.pro/companies/board-of-trustees-meba-pension-trust-money-purchase-benefit-plan) — 3,090 participants - [Board Of Trustees Of The Masters Mates & Pilots Adjustable Pension Pla](https://planprovider.pro/companies/board-of-trustees-of-the-masters-mates-pilots-adjustable-pension-pla-plan) — 953 participants - [Board Of Trustees Of Masters, Mates & Pilots Pension Plan](https://planprovider.pro/companies/board-of-trustees-of-masters-mates-pilots-pension-plan-plan) — 644 participants [View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/board-of-trustees-of-m-m-p-individual-retirement-account-plan-plan) © 2026 PlanProvider.Pro