# Board Of Trustees Local 456 Health & Welfare Fund Health & Welfare Plan
Source: https://planprovider.pro/companies/board-of-trustees-local-456-health-welfare-fund-136123972-501

> Board Of Trustees Local 456 Health & Welfare Fund's Health & Welfare plan: 868 participants, plan year 2024 financials, providers, and benchmarks from Form 5…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Board Of Trustees Local 456 Health & Welfare Fund

- **Sponsor EIN:** 136123972

- **Sponsor Address:** 160 SOUTH CENTRAL AVENUE, ELMSFORD, NY, 10523

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 868

- **Total Assets:** $12.9M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|868|$12.9M|$20.9M|$66,059|

| 2023|927|$12.0M|$20.9M|$140,063|

| 2022|926|$14.6M|$20.5M|$313,372|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| AETNA, INC.|Other Service Provider|$3,169,634|—|$3,169,634|

| EMPIRE HEALTHCHOICE ASSURANCE, INC.|Recordkeeper|$772,326|—|$772,326|

| BLITMAN & KING LLP|ERISA Attorney|$149,743|—|$149,743|

| PARK AVENUE MEDICAL|Other Service Provider|$132,078|—|$132,078|

| BOLTON PARTNERS NORTHEAST, INC.|Actuary|$83,800|—|$83,800|

| BRENDA GALEA-RITCH|Recordkeeper|$49,227|—|$49,227|

| CITRIN COOPERMAN & COMPANY, LLP|Other Service Provider|$47,088|—|$47,088|

| PRUDENTRX LLC|Other Service Provider|$42,018|—|$42,018|

| MERRILL LYNCH|Custodian / Trustee|$41,391|—|$41,391|

| ARMANDO HERRERA|Other Service Provider|$29,502|—|$29,502|

| LOWER HUDSON VALLEY E.A.P.|Other Service Provider|$29,334|—|$29,334|

| HESS TECHNOLOGY CONSULTING, INC.|Other Service Provider|$27,521|—|$27,521|

| CITRIN COOPERMAN ADVISORS LLC|Other Service Provider|$23,681|—|$23,681|

| THEODOR H. BROWN DDS|Other Service Provider|$18,257|—|$18,257|

| TPA CORPORATION|Other Service Provider|$10,770|—|$10,770|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $4,626,370

- **Estimated Expense Ratio:** 35.753% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$1,580,821|$41,391|$790,583|$47,361|—|

| 2023|$1,501,959|$36,311|$774,281|$47,361|—|

| 2022|$1,114,638|$36,663|$360,574|—|$319,135|

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