# Board Of Trustees Iuoe Local 98 Health & Welfare Fund Health & Welfare Plan
Source: https://planprovider.pro/companies/board-of-trustees-iuoe-local-98-health-welfare-fund-042123707-501

> Board Of Trustees Iuoe Local 98 Health & Welfare Fund's Health & Welfare plan: 772 participants, plan year 2025 financials, providers, and benchmarks from Fo…

Form 5500 filing data for plan year 2025.

## Plan Snapshot

- **Plan Sponsor:** Board Of Trustees Iuoe Local 98 Health & Welfare Fund

- **Sponsor EIN:** 042123707

- **Sponsor Address:** P.O. BOX 1290, SOUTHWICK, MA, 010771290

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 772

- **Total Assets:** $24.5M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2025|772|$24.5M|$0|$0|

| 2024|792|$21.9M|$16.3M|$94,604|

| 2023|789|$20.1M|$16.2M|$112,026|

| 2022|793|$17.7M|$15.7M|$124,206|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| SCHULTHEIS & PANETTIERI, LLP|Auditor|$221,017|—|$221,017|

| KARA RICHOTTE|Other Service Provider|$144,750|—|$144,750|

| THE SEGAL CO. (EASTERN STATES), INC|Other Service Provider|$104,981|—|$104,981|

| BLITMAN & KING LLP|Other Service Provider|$85,128|—|$85,128|

| RUTH-ANN SOLEK|Other Service Provider|$81,593|—|$81,593|

| NATALIE MUTTI|Other Service Provider|$81,202|—|$81,202|

| BRIDGEWAY BENEFIT TECHNOLOGIES|Other Service Provider|$72,854|—|$72,854|

| PATRICIA O'CONNOR|Other Service Provider|$66,876|—|$66,876|

| BLUE CROSS BLUE SHIELD OF MA. INC.|Other Service Provider|$46,568|—|$46,568|

| MEKETA INVESTMENT GROUP INC.|Other Service Provider|$26,000|—|$26,000|

| ENTRE TECHNOLOGIES|Other Service Provider|$25,300|—|$25,300|

| NETRAGUARD, INC|Other Service Provider|$25,300|—|$25,300|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $981,569

- **Estimated Expense Ratio:** 4.004% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2025|$15,856,200|$26,000|—|$39,000|—|

| 2024|$670,471|$24,800|—|$44,575|—|

| 2023|$639,492|$23,625|—|$37,000|—|

| 2022|$477,548|$22,500|—|—|$307,968|

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- [The Middlesex Corporation](https://planprovider.pro/companies/the-middlesex-corporation-401k-plan) — 887 participants

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