# Board Of Trustees Iuoe Local 478 Health Benefits Fund Health & Welfare Plan Source: https://planprovider.pro/companies/board-of-trustees-iuoe-local-478-health-benefits-fund-060662089-501 > Board Of Trustees Iuoe Local 478 Health Benefits Fund's Health & Welfare plan: 2,550 participants, plan year 2024 financials, providers, and benchmarks from… Form 5500 filing data for plan year 2024. ## Plan Snapshot - **Plan Sponsor:** Board Of Trustees Iuoe Local 478 Health Benefits Fund - **Sponsor EIN:** 060662089 - **Sponsor Address:** 1965 DIXWELL AVENUE, HAMDEN, CT, 065142400 - **Plan Type:** Health & Welfare - **Plan Number:** 501 - **Total Participants:** 2,550 - **Total Assets:** $137.4M ## Key Plan Design Features - **Auto-Enrollment:** No - **Auto-Escalation:** No - **Allows Roth Contributions:** No - **Participant Loans:** No - **Participant-Directed Investments:** No - **ERISA Section 404(c) Fiduciary Safe Harbor:** No ## Plan Financials by Year | Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.| | 2024|2,550|$137.4M|$65.8M|$4.0M| | 2023|2,471|$132.4M|$62.1M|$3.8M| | 2022|2,302|$122.3M|$58.3M|$3.8M| ## Service Providers (Schedule C) Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees). | Provider Name| Role| Direct Compensation| Indirect Compensation| Total Fees| | ANTHEM HEALTH PLANS, INC|Other Service Provider|$1,187,098|—|$1,187,098| | CT COMPUTER SERVICE|Other Service Provider|$325,743|—|$325,743| | C. EDWARDS|Other Service Provider|$209,422|—|$209,422| | TELLIGEN, INC.|Other Service Provider|$205,347|—|$205,347| | L. LINTON|Other Service Provider|$201,235|—|$201,235| | OPTUM RX INC.|Other Service Provider|$145,358|$53,467|$198,825| | D. SINISCALCHI|Other Service Provider|$198,098|—|$198,098| | BRIDGEWAY BENEFIT TECHNOLOGIES|Other Service Provider|$177,102|—|$177,102| | S. ZLAMANY|Other Service Provider|$175,490|—|$175,490| | CT COALITION OF TAFT HARTLEY FUNDS|Other Service Provider|$157,921|—|$157,921| | K. DWYER|Other Service Provider|$157,921|—|$157,921| | C. DESKIN-MERWEDE|Other Service Provider|$153,866|—|$153,866| | DELTA DENTAL OF NEW JERSEY, INC.|Other Service Provider|$146,114|—|$146,114| | ROBERT M. CHEVERIE & ASSOC. P.C.|ERISA Attorney|$145,525|—|$145,525| | D. PALMIERI|Other Service Provider|$140,988|—|$140,988| | REID & RIEGE, P.C.|Other Service Provider|$140,030|—|$140,030| | T. DESKIN|Other Service Provider|$137,222|—|$137,222| | D. MARCANTONIO|Other Service Provider|$123,238|—|$123,238| | L. HINES|Other Service Provider|$118,274|—|$118,274| | C. KLEIN|Other Service Provider|$109,190|—|$109,190| | THE SEGAL COMPANY|Other Service Provider|$104,722|—|$104,722| | MACKAY SHIELDS LLC|Recordkeeper|$93,229|—|$93,229| | K. DELANEY|Other Service Provider|$87,392|—|$87,392| | K. BOOBER|Other Service Provider|$86,788|—|$86,788| | P. MCEWEN|Other Service Provider|$83,238|—|$83,238| | M. CAREY|Other Service Provider|$83,052|—|$83,052| | COUNSELING CENTER OF WATERBURY, LLC|Other Service Provider|$82,567|—|$82,567| | NOVAK FRANCELLA LLC|Auditor|$73,820|—|$73,820| | M. PACELLI|Other Service Provider|$73,107|—|$73,107| | MPL, LLC|Other Service Provider|—|$73,055|$73,055| | N. BONTATIBUS|Other Service Provider|$71,987|—|$71,987| | A. CORDIER|Other Service Provider|$69,847|—|$69,847| | C. JABAUT|Other Service Provider|$68,909|—|$68,909| | C. LAGOS|Other Service Provider|$64,819|—|$64,819| | SCHULTHEIS & PANETTIERI, LLP|Auditor|$61,044|—|$61,044| | UNION PRINTING INC|Other Service Provider|$60,166|—|$60,166| | C. METZ|Other Service Provider|$57,997|—|$57,997| | RED-CARD SYSTEMS, LLC|Other Service Provider|$54,122|—|$54,122| | I. FEBRES|Other Service Provider|$49,347|—|$49,347| | S. DUNN|Other Service Provider|$33,335|—|$33,335| | L. PINGTREE|Other Service Provider|$30,873|—|$30,873| | FIDELITY SECURITY LIFE INSURANCE CO|Other Service Provider|$29,530|—|$29,530| | SEGAL MARCO ADVISORS|Other Service Provider|$26,903|—|$26,903| | SEGAL SELECT INSURANCE SERVICES INC|Other Service Provider|—|$23,611|$23,611| | KAINEN, ESCALERA, & MICHALE, PC|Other Service Provider|$22,220|—|$22,220| | STATE STREET BANK AND TRUST COMPANY|Other Service Provider|$22,085|—|$22,085| | CHARLES KANTOR, MD|Other Service Provider|$18,000|—|$18,000| | IDEAL PRINTING COMPANY, INC|Other Service Provider|$13,548|—|$13,548| | SR BUSINESS SYSTEMS|Other Service Provider|$13,005|—|$13,005| | BLACKROCK INST TRUST|Other Service Provider|$9,058|—|$9,058| | HINGE HEALTH, INC.|Other Service Provider|$8,350|—|$8,350| | SUREFIRE CYBER, INC.|Other Service Provider|$5,500|—|$5,500| ### Verified Provider Profiles Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro: - [MACKAY SHIELDS LLC](https://planprovider.pro/provider/john-hancock) — Recordkeeper - [NOVAK FRANCELLA LLC](https://planprovider.pro/provider/novak-francella-llc) — Auditor - [SCHULTHEIS & PANETTIERI, LLP](https://planprovider.pro/provider/schultheis-and-panettieri-llp) — Auditor ## Plan Fees & Expenses Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings. - **Total Service Provider Fees:** $6,063,875 - **Estimated Expense Ratio:** 4.412% of plan assets ### Historical Administrative Expenses Breakdown of administrative expense categories reported on Form 5500 filings. | Year| Total Admin Expenses| Investment Mgmt Fees| Contract Admin Fees| IQPA Audit Fees| Professional Fees| | 2024|$4,049,739|$129,309|—|$61,000|—| | 2023|$3,874,732|$123,620|—|$59,500|—| | 2022|$3,663,552|$145,682|—|—|$624,747| ## Similar Plans - [Board Of Trustees Iuoe Local 478 Annuity Fund](https://planprovider.pro/companies/board-of-trustees-iuoe-local-478-annuity-fund-plan) — 3,617 participants - [Board Of Trustees I.U.O.E. 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