# Board Of Trustees Iuoe Local 4 Health And Welfare Fund Health & Welfare Plan Source: https://planprovider.pro/companies/board-of-trustees-iuoe-local-4-health-and-welfare-fund-046040880-501 > Board Of Trustees Iuoe Local 4 Health And Welfare Fund's Health & Welfare plan: 3,496 participants, plan year 2024 financials, providers, and benchmarks from… Form 5500 filing data for plan year 2024. ## Plan Snapshot - **Plan Sponsor:** Board Of Trustees Iuoe Local 4 Health And Welfare Fund - **Sponsor EIN:** 046040880 - **Sponsor Address:** 16 TROTTER DRIVE, MEDWAY, MA, 02053 - **Plan Type:** Health & Welfare - **Plan Number:** 501 - **Total Participants:** 3,496 - **Total Assets:** $150.1M ## Key Plan Design Features - **Auto-Enrollment:** No - **Auto-Escalation:** No - **Allows Roth Contributions:** No - **Participant Loans:** No - **Participant-Directed Investments:** No - **ERISA Section 404(c) Fiduciary Safe Harbor:** No ## Plan Financials by Year | Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.| | 2024|3,496|$150.1M|$83.7M|$603,655| | 2023|3,952|$137.2M|$80.9M|$731,455| | 2022|3,485|$117.8M|$74.9M|$716,886| ## Service Providers (Schedule C) Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees). | Provider Name| Role| Direct Compensation| Indirect Compensation| Total Fees| | BLUE CROSS BLUE SHIELD OF MASS|Other Service Provider|$2,017,957|—|$2,017,957| | LYRA HEALTH|Other Service Provider|$148,329|—|$148,329| | VITECH SYSTEMS SUB, LLC|Other Service Provider|$145,014|—|$145,014| | HEALTHLINX LLC|Other Service Provider|$127,000|—|$127,000| | WILLIS TOWERS WATSON, NORTHEAST INC|Other Service Provider|$126,000|—|$126,000| | GREGORY A GEIMAN|Other Service Provider|$121,333|—|$121,333| | PRUDENT RX|Other Service Provider|$110,339|—|$110,339| | MORGAN STANLEY SMITH BARNEY LLC|Other Service Provider|$102,323|—|$102,323| | O'DONOGHUE & O'DONOGHUE|Other Service Provider|$75,198|—|$75,198| | REBECCA ZACCARDI|Other Service Provider|$70,702|—|$70,702| | LAW OFFICE OF KATHRYN S. SHEA|ERISA Attorney|$66,727|—|$66,727| | LIVONGO|Other Service Provider|$63,010|—|$63,010| | SCHULTHEIS & PANETTIERI, LLP|Auditor|$58,960|—|$58,960| | DONALD R CHRISTY|Other Service Provider|$56,183|—|$56,183| | LAURA JEAN HICKEY|Other Service Provider|$55,330|—|$55,330| | VSG HOSTING SUB, LLC|Other Service Provider|$52,864|—|$52,864| | JAMES M BURNS|Other Service Provider|$47,657|—|$47,657| | WENDY BATCHELDER|Other Service Provider|$40,953|—|$40,953| | DEREK OETINGER|Other Service Provider|$40,621|—|$40,621| | MODERN ASSISTANCE PROGRAMS, INC.|Other Service Provider|$39,666|—|$39,666| | CBIZ BENEFITS & INSURANCE SERVICES,|Other Service Provider|$35,500|—|$35,500| | KAREN L LARSEN|Other Service Provider|$34,252|—|$34,252| | 617 MEDIA GROUP|Other Service Provider|$33,564|—|$33,564| | KAYLA L COBB|Other Service Provider|$33,369|—|$33,369| | ASHLEY MORENO|Other Service Provider|$32,422|—|$32,422| | MCMC SERVICES, LLC|Other Service Provider|$20,145|—|$20,145| | CTS SERVICES INC.|Other Service Provider|$19,900|—|$19,900| | KROLL ASSOCIATES|Other Service Provider|$17,129|—|$17,129| | STATE STREET GLOBAL ADVISORS|Other Service Provider|$15,211|—|$15,211| | SEGAL MARCO ADVISORS|Other Service Provider|$15,000|—|$15,000| | EYEMED|Other Service Provider|$14,584|—|$14,584| | IRON MOUNTAIN INC.|Other Service Provider|$12,813|—|$12,813| | SEGAL SELECT INSURNACE SERVICES INC|Other Service Provider|—|$8,461|$8,461| | ROBERT HALF INC.|Other Service Provider|$5,279|—|$5,279| ### Verified Provider Profiles Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro: - [SCHULTHEIS & PANETTIERI, LLP](https://planprovider.pro/provider/schultheis-and-panettieri-llp) — Auditor ## Plan Fees & Expenses Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings. - **Total Service Provider Fees:** $3,863,795 - **Estimated Expense Ratio:** 2.574% of plan assets ### Historical Administrative Expenses Breakdown of administrative expense categories reported on Form 5500 filings. | Year| Total Admin Expenses| Investment Mgmt Fees| Contract Admin Fees| IQPA Audit Fees| Professional Fees| | 2024|$2,206,934|$132,534|—|$58,960|—| | 2023|$2,083,067|$119,828|—|$57,240|—| | 2022|$1,926,660|$120,952|—|—|$681,586| ## Similar Plans - [Board Of Trustees I.U.O.E. Local 4 Annuity Fund](https://planprovider.pro/companies/board-of-trustees-i-u-o-e-local-4-annuity-fund-plan) — 6,058 participants - [Board Of Trustees I.U.O.E. Local 4 Pension Fund](https://planprovider.pro/companies/board-of-trustees-i-u-o-e-local-4-pension-fund-plan) — 3,513 participants - [International Union Of Operating Engineers Local 4](https://planprovider.pro/companies/international-union-of-operating-engineers-local-4-041445210-502) — 2,974 participants - [Board Of Trustees Iuoe Local 98 Pension Plan](https://planprovider.pro/companies/board-of-trustees-iuoe-local-98-pension-plan-plan) — 1,606 participants - [Board Of Trustees I.U.O.E. Local 98 Annuity Fund](https://planprovider.pro/companies/board-of-trustees-i-u-o-e-local-98-annuity-fund-plan) — 1,554 participants - [The Middlesex Corporation](https://planprovider.pro/companies/the-middlesex-corporation-401k-plan) — 887 participants [View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/board-of-trustees-iuoe-local-4-health-and-welfare-fund-046040880-501) © 2026 PlanProvider.Pro