# Board Of Trustees Heat & Frost Insulators Loc No.33 Health Fund Health & Welfare Plan
Source: https://planprovider.pro/companies/board-of-trustees-heat-frost-insulators-loc-no-33-health-fund-061078051-501

> Board Of Trustees Heat & Frost Insulators Loc No.33 Health Fund's Health & Welfare plan: 129 participants, plan year 2024 financials, providers, and benchmar…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Board Of Trustees Heat & Frost Insulators Loc No.33 Health Fund

- **Sponsor EIN:** 061078051

- **Sponsor Address:** 618 SOUTH COLONY ROAD, WALLINGFORD, CT, 06492

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 129

- **Total Assets:** $5.2M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|129|$5.2M|$1.9M|$200,108|

| 2023|120|$5.0M|$1.8M|$217,156|

| 2022|119|$4.9M|$1.9M|$239,827|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ZENITH AMERICAN SOLUTIONS|Other Service Provider|$97,644|—|$97,644|

| EMPLOYEE|Recordkeeper|$65,798|—|$65,798|

| THE SEGAL COMPANY|Other Service Provider|$52,481|—|$52,481|

| ANTHEM HEALTH PLANS, INC.|Other Service Provider|$36,008|—|$36,008|

| REID & REIGE, P.C.|Other Service Provider|$26,371|—|$26,371|

| NOVAK FRANCELLA LLC|Auditor|$24,565|—|$24,565|

| LABOR FIRST LLC|Other Service Provider|$16,320|—|$16,320|

| MEKETA INVESTMENT GROUP, INC|Other Service Provider|$5,603|—|$5,603|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [EMPLOYEE](https://planprovider.pro/provider/employee-fiduciary) — Recordkeeper

- [NOVAK FRANCELLA LLC](https://planprovider.pro/provider/novak-francella-llc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $324,790

- **Estimated Expense Ratio:** 6.241% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$425,354|$5,603|$161,898|$22,025|—|

| 2023|$394,827|$6,788|$148,152|$22,270|—|

| 2022|$415,182|$6,713|$152,584|—|$125,879|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/board-of-trustees-heat-frost-insulators-loc-no-33-health-fund-061078051-501)

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