# Board Of Trustees Heat And Frost Insulators And Allied Workers Loca Health & Welfare Plan
Source: https://planprovider.pro/companies/board-of-trustees-heat-and-frost-insulators-and-allied-workers-loca-161437656-501

> Board Of Trustees Heat And Frost Insulators And Allied Workers Loca's Health & Welfare plan: 68 participants, plan year 2024 financials, providers, and bench…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Board Of Trustees Heat And Frost Insulators And Allied Workers Loca

- **Sponsor EIN:** 161437656

- **Sponsor Address:** 2484 SENECA STREET, BUFFALO, NY, 14210

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 68

- **Total Assets:** $1.5M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|68|$1.5M|$1.6M|$78,431|

| 2023|68|$1.4M|$1.3M|$97,301|

| 2022|69|$1.6M|$1.5M|$114,514|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| JOHN FADELEY|Recordkeeper|$60,596|—|$60,596|

| ARCARA LENDA EUSANIO & STACEY CPAS|Other Service Provider|$28,901|—|$28,901|

| BLITMAN & KING LLP|Other Service Provider|$22,468|—|$22,468|

| USI CG|Other Service Provider|$5,000|—|$5,000|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [JOHN FADELEY](https://planprovider.pro/provider/john-hancock) — Recordkeeper

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $116,965

- **Estimated Expense Ratio:** 7.628% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$184,448|$4,000|—|$28,901|—|

| 2023|$192,324|$3,300|—|$33,423|—|

| 2022|$187,077|$3,300|—|—|$52,488|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/board-of-trustees-heat-and-frost-insulators-and-allied-workers-loca-161437656-501)

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