# Board Of Trustees, Heat And Frost Insulators And Health & Welfare Plan
Source: https://planprovider.pro/companies/board-of-trustees-heat-and-frost-insulators-and-956093752-501

> Board Of Trustees, Heat And Frost Insulators And's Health & Welfare plan: 853 participants, plan year 2024 financials, providers, and benchmarks from Form 55…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Board Of Trustees, Heat And Frost Insulators And

- **Sponsor EIN:** 956093752

- **Sponsor Address:** 1050 LAKES DR STE 120, WEST COVINA, CA, 91790

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 853

- **Total Assets:** $39.2M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|853|$39.2M|$18.3M|$102,121|

| 2023|906|$33.3M|$19.6M|$104,711|

| 2022|911|$25.1M|$17.9M|$112,299|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BENESYS ADMINISTRATORS|Other Service Provider|$435,232|—|$435,232|

| OPTUM RX|Other Service Provider|$177,262|$977|$178,239|

| US BANK|Recordkeeper|$96,091|—|$96,091|

| ANTHEM BLUE CROSS LIFE AND H.I. CO.|Other Service Provider|$66,980|—|$66,980|

| RAEL & LETSON|Other Service Provider|$64,400|—|$64,400|

| WOHLNER KAPLON CUTLER HALFORD ET AL|Other Service Provider|$38,855|—|$38,855|

| MILLER KAPLAN ARASE LLP|Auditor|$35,500|—|$35,500|

| MICHAEL SUROWITZ|Other Service Provider|$26,983|—|$26,983|

| VSP|Other Service Provider|$15,517|—|$15,517|

| FIRST DENTAL HEALTH|Other Service Provider|$12,304|—|$12,304|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [US BANK](https://planprovider.pro/provider/john-hancock) — Recordkeeper

- [MILLER KAPLAN ARASE LLP](https://planprovider.pro/provider/miller-kaplan-arase-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $970,101

- **Estimated Expense Ratio:** 2.477% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$870,092|—|$435,232|$27,300|—|

| 2023|$833,867|—|$406,277|$26,500|—|

| 2022|$749,790|$37,030|$392,885|—|$142,263|

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