# Berkshire Family And Individual Resources, INC. 403(b) Plan
Source: https://planprovider.pro/companies/berkshire-family-and-individual-resources-inc-043246975-002

> Berkshire Family And Individual Resources, INC.'s 403(b) plan: 177 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Berkshire Family And Individual Resources, INC.

- **Sponsor EIN:** 043246975

- **Sponsor Address:** 771 SOUTH CHURCH STREET, NORTH ADAMS, MA, 012474109

- **Plan Type:** 403(b)

- **Plan Number:** 002

- **Total Participants:** 177

- **Total Assets:** $3.2M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|177|$3.2M|$113,719|$207,598|

| 2023|192|$3.2M|$114,711|$209,905|

| 2022|189|$2.8M|$111,615|$203,394|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| LPL FINANCIAL, LLC|Investment Advisor|$15,475|—|$15,475|

| CAPITAL GROUP RETIREMENT PLAN SERV|Recordkeeper|$10,934|—|$10,934|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [LPL FINANCIAL, LLC](https://planprovider.pro/provider/lpl-financial-llc) — Investment Advisor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $26,409

- **Estimated Expense Ratio:** 0.827% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$25,959|—|—|—|—|

| 2023|$30,458|—|—|—|—|

| 2022|$25,188|—|—|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/berkshire-family-and-individual-resources-inc-043246975-002)

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