# Berkshire Bank 401(k) Plan
Source: https://planprovider.pro/companies/berkshire-bank-401k-plan

> Berkshire Bank's 401(k) plan: 942 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Berkshire Bank

- **Sponsor EIN:** 043312097

- **Sponsor Address:** 99 NORTH STREET, PITTSFIELD, MA, 012015106

- **Plan Type:** 401(k)

- **Total Participants:** 942

- **Total Assets:** $182.7M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|942|$182.7M|$3.3M|$7.7M|

| 2023|1,024|$164.5M|$3.1M|$7.4M|

| 2022|956|$149.6M|$2.9M|$6.8M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| THE VANGUARD GROUP, INC.|NONE|$118,344|—|$118,344|

| VANGUARD ADVISERS INC.|NONE|$43,179|—|$43,179|

| CROWE, LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [THE VANGUARD GROUP, INC.](https://planprovider.pro/provider/the-vanguard-group-inc) — NONE

- [VANGUARD ADVISERS INC.](https://planprovider.pro/provider/the-vanguard-group-inc) — NONE

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $161,523

- **Estimated Expense Ratio:** 0.088% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$156,353|—|—|—|—|

| 2023|$146,951|—|—|—|—|

| 2022|$129,713|—|—|—|—|

## Similar Plans

- [Salem Five Cents Savings Bank](https://planprovider.pro/companies/salem-five-cents-savings-bank-401k-plan) — 660 participants

- [The Cape Cod Five Cents Savings Bank](https://planprovider.pro/companies/the-cape-cod-five-cents-savings-bank-401k-plan) — 552 participants

- [Bay Coast Bank](https://planprovider.pro/companies/bay-coast-bank-401k-plan) — 517 participants

- [Middlesex Savings Bank](https://planprovider.pro/companies/middlesex-savings-bank-401k-plan) — 513 participants

- [Cambridge Savings Bank](https://planprovider.pro/companies/cambridge-savings-bank-401k-plan) — 475 participants

- [Westfield Bank](https://planprovider.pro/companies/westfield-bank-401k-plan) — 328 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/berkshire-bank-401k-plan)

© 2026 PlanProvider.Pro