# Auto Club Insurance Association 401(k) Plan
Source: https://planprovider.pro/companies/auto-club-insurance-association-401k-plan

> Auto Club Insurance Association's 401(k) plan: 9,787 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Auto Club Insurance Association

- **Sponsor EIN:** 380477270

- **Sponsor Address:** 1 AUTO CLUB DRIVE, DEARBORN, MI, 48126

- **Plan Type:** 401(k)

- **Total Participants:** 9,787

- **Total Assets:** $1.2B

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|9,787|$1.2B|$40.8M|$58.2M|

| 2023|9,305|$1.1B|$41.3M|$56.1M|

| 2022|9,943|$975.4M|$39.1M|$52.0M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FIDELITY INVESTMENTS INSTITUTIONAL|RECORDKEEPER|$325,166|—|$325,166|

| VANGUARD GROUP|RECORDKEEPER|$268,933|—|$268,933|

| FINANCIAL ENGINES|ADVISOR|$172,194|—|$172,194|

| VANGUARD ADVISERS, INC.|INV-ADV|$116,657|—|$116,657|

| GJC CPA'S & ADVISORS|ACCOUNTING|$22,250|—|$22,250|

| NEPC, LLC|TRUSTECO|$19,500|—|$19,500|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [FIDELITY INVESTMENTS INSTITUTIONAL](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

- [VANGUARD ADVISERS, INC.](https://planprovider.pro/provider/the-vanguard-group-inc) — INV-ADV

- [GJC CPA'S & ADVISORS](https://planprovider.pro/provider/george-johnson-and-company) — ACCOUNTING

- [NEPC, LLC](https://planprovider.pro/provider/milliman) — TRUSTECO

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $924,700

- **Estimated Expense Ratio:** 0.078% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$905,050|—|—|—|—|

| 2023|$1,324,842|—|—|—|—|

| 2022|$1,251,336|—|—|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/auto-club-insurance-association-401k-plan)

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