# Associated Employers Of Montana Health & Welfare Plan
Source: https://planprovider.pro/companies/associated-employers-of-montana-810424947-501

> Associated Employers Of Montana's Health & Welfare plan: 7,740 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Associated Employers Of Montana

- **Sponsor EIN:** 810424947

- **Sponsor Address:** 3435 MOUNTAIN PASS ROAD, BILLINGS, MT, 591081087

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 7,740

- **Total Assets:** $54.3M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|7,740|$54.3M|$74.3M|$0|

| 2023|7,609|$46.8M|$71.7M|$0|

| 2022|7,478|$41.3M|$65.9M|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPLOYEE BENEFIT MGMT SERVICES|Recordkeeper|$3,705,294|—|$3,705,294|

| ASSOCIATED MANAGEMENT SERVICES INC|Other Service Provider|$2,285,471|—|$2,285,471|

| HUB INTERNATIONAL|Insurance Carrier|$443,251|—|$443,251|

| LEAVITT GREAT WEST INSURANCE|Insurance Carrier|$376,840|—|$376,840|

| FIRST CHOICE HEALTH|Other Service Provider|$353,936|—|$353,936|

| MARSH & MCLENNAN|Insurance Carrier|$290,858|—|$290,858|

| ROCKY MOUNTAIN INSURANCE GROUP|Insurance Carrier|$214,762|—|$214,762|

| ACTUARIAL STRATEGIES & TACTICS INC|Actuary|$175,973|—|$175,973|

| AETNA SIGNATURE ADMINISTRATORS|Other Service Provider|$169,642|—|$169,642|

| LEWISTOWN INSURANCE AGENCY, INC.|Insurance Carrier|$73,165|—|$73,165|

| GRANITE PEAK ANALYTICS, LLC|Other Service Provider|$59,849|—|$59,849|

| H&H INSURANCE LLC|Insurance Carrier|$46,942|—|$46,942|

| DEVRIES INSURANCE|Insurance Carrier|$43,622|—|$43,622|

| ALLEN & ASSOCIATES INSURANCE INC.|Insurance Carrier|$38,669|—|$38,669|

| EIDE BAILLY LLP|Auditor|$32,410|—|$32,410|

| BSA EMPLOYEE BENEFITS INC.|Insurance Carrier|$22,989|—|$22,989|

| 406 BENEFITS|Insurance Carrier|$22,085|—|$22,085|

| SEITZ INSURANCE AGENCY|Insurance Carrier|$20,761|—|$20,761|

| NORTHERN LIGHTS INSURANCE SERVICES|Insurance Carrier|$18,294|—|$18,294|

| VIRTUS LLC|Insurance Carrier|$17,910|—|$17,910|

| ALLIANT INSURANCE SERVICES INC.|Insurance Carrier|$14,923|—|$14,923|

| HOLLAND & HART|ERISA Attorney|$7,500|—|$7,500|

| INNOVATIVE BENEFIT PLANS LLC|Insurance Carrier|$6,913|—|$6,913|

| BIG SKY BENEFIT SOLUTIONS|Insurance Carrier|$5,850|—|$5,850|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [EMPLOYEE BENEFIT MGMT SERVICES](https://planprovider.pro/provider/employee-fiduciary) — Recordkeeper

- [MARSH & MCLENNAN](https://planprovider.pro/provider/marsh-mclennan-agency) — Insurance Carrier

- [EIDE BAILLY LLP](https://planprovider.pro/provider/eide-bailly-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $8,447,909

- **Estimated Expense Ratio:** 15.548% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$8,698,493|$87,537|$4,288,721|$32,410|—|

| 2023|$8,593,638|$78,819|$4,112,453|$29,450|—|

| 2022|$7,267,038|$39,262|$3,552,023|—|$3,544,768|

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