# Americu Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/americu-credit-union-401k-plan

> Americu Credit Union's 401(k) plan: 418 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Americu Credit Union

- **Sponsor EIN:** 150542361

- **Sponsor Address:** 1916 BLACK RIVER BLVD N, ROME, NY, 13440

- **Plan Type:** 401(k)

- **Total Participants:** 418

- **Total Assets:** $36.9M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|418|$36.9M|$939,113|$2.2M|

| 2023|416|$34.1M|$900,321|$2.1M|

| 2022|409|$29.6M|$783,509|$1.9M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FIDELITY WORKPLACE SERVICES LLC|PLAN ADMINISTRATOR|$44,204|—|$44,204|

| FIRLEY, MORAN, FREER & EASSA CPA PC|Auditor|—|—|$0|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $44,204

- **Estimated Expense Ratio:** 0.120% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$47,797|$3,593|$2,560|—|—|

| 2023|$43,807|$1,394|$2,470|—|—|

| 2022|$41,979|$1,422|—|—|—|

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