# American Water Works Company, INC. 401(k) Plan
Source: https://planprovider.pro/companies/american-water-works-company-inc-510063696-501

> American Water Works Company, INC.'s 401(k) plan: 6,162 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** American Water Works Company, INC.

- **Sponsor EIN:** 510063696

- **Sponsor Address:** P.O. BOX 2738, ATTN TAX DEPT., CAMDEN, NJ, 081012738

- **Plan Type:** 401(k)

- **Plan Number:** 501

- **Total Participants:** 6,162

- **Total Assets:** $112.2M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|6,162|$112.2M|$53.0M|$26.4M|

| 2023|6,013|$169.2M|$55.4M|$25.5M|

| 2022|6,631|$16.7M|$107.3M|$24.5M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| HORIZON BCBS|Other Service Provider|$2,919,597|—|$2,919,597|

| CVS CAREMARK|Other Service Provider|$666,163|—|$666,163|

| VIRGIN PULSE|Other Service Provider|$276,743|—|$276,743|

| AETNA|Other Service Provider|$214,066|—|$214,066|

| MERCER|Investment Advisor|$125,313|—|$125,313|

| CAREBRIDGE CORPORATION|Other Service Provider|$108,428|—|$108,428|

| FIRST AMERICAN ADMINISTRATORS|Recordkeeper|$55,850|—|$55,850|

| KREISCHER MILLER|Auditor|$27,843|—|$27,843|

| MORGAN LEWIS & BOCKIUS LLP|ERISA Attorney|$21,370|—|$21,370|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MERCER](https://planprovider.pro/provider/mercer-advisors) — Investment Advisor

- [KREISCHER MILLER](https://planprovider.pro/provider/kreischer-miller) — Auditor

- [MORGAN LEWIS & BOCKIUS LLP](https://planprovider.pro/provider/meyer-unkovic-and-scott-llp) — ERISA Attorney

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $4,415,373

- **Estimated Expense Ratio:** 3.934% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$4,461,487|$125,313|$3,867,310|$27,843|—|

| 2023|$4,227,374|$78,783|$3,681,842|$4,961|—|

| 2022|$3,489,407|—|$2,554,893|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/american-water-works-company-inc-510063696-501)

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