# American Refining Group, INC. 401(k) Plan
Source: https://planprovider.pro/companies/american-refining-group-inc-401k-plan

> American Refining Group, INC.'s 401(k) plan: 325 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** American Refining Group, INC.

- **Sponsor EIN:** 222318612

- **Sponsor Address:** 55 ALPHA DRIVE WEST, PITTSBURGH, PA, 15238

- **Plan Type:** 401(k)

- **Total Participants:** 325

- **Total Assets:** $58.5M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|325|$58.5M|$1.7M|$2.8M|

| 2023|319|$50.6M|$1.4M|$2.7M|

| 2022|326|$43.1M|$1.3M|$2.6M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| JOHN HANCOCK|RETAINED BY EMPLOYER|$72,102|—|$72,102|

| UBS FINANCIAL SERVICES INC.|RETAINED BY EMPLOYER|$63,755|—|$63,755|

| SCHNEIDER DOWNS & CO., INC.|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [JOHN HANCOCK](https://planprovider.pro/provider/john-hancock) — RETAINED BY EMPLOYER

- [UBS FINANCIAL SERVICES INC.](https://planprovider.pro/provider/aspire-financial-services) — RETAINED BY EMPLOYER

- [SCHNEIDER DOWNS & CO., INC.](https://planprovider.pro/provider/schneider-downs-and-co-inc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $135,857

- **Estimated Expense Ratio:** 0.232% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$135,857|$72,102|$63,755|—|—|

| 2023|$154,902|$94,021|$60,881|—|—|

| 2022|$142,473|$80,451|$62,022|—|—|

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