# American Postal Workers Accident Benefit Association Health &amp; Welfare Plan
Source: https://planprovider.pro/companies/american-postal-workers-accident-benefit-association-020181885-501

> American Postal Workers Accident Benefit Association&#39;s Health &amp; Welfare plan: 56,783 participants, plan year 2025 financials, providers, and benchmarks from…

Form 5500 filing data for plan year 2025.

## Plan Snapshot

- **Plan Sponsor:** American Postal Workers Accident Benefit Association

- **Sponsor EIN:** 020181885

- **Sponsor Address:** PO BOX 120, ROCHESTER, NH, 03866

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 56,783

- **Total Assets:** $2.3M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2025|56,783|$2.3M|$0|$0|

| 2024|58,098|$2.0M|$0|$1.7M|

| 2023|58,935|$1.8M|$0|$1.7M|

| 2022|59,831|$1.4M|$0|$1.6M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| WAYNE MAURER|Other Service Provider|$136,295|—|$136,295|

| MELISSA POTTER|Other Service Provider|$98,094|—|$98,094|

| KELLY O'NEIL|Other Service Provider|$98,015|—|$98,015|

| JENNIFER COELHO|Other Service Provider|$85,581|—|$85,581|

| LISA BADO|Other Service Provider|$84,613|—|$84,613|

| MANZI & ASSOCIATES LLC|Other Service Provider|$25,125|—|$25,125|

| STACEY PUBLISHING|Other Service Provider|$18,127|—|$18,127|

| WELLS FARGO|Other Service Provider|$16,342|—|$16,342|

| US POSTAL SERVICE|Other Service Provider|$13,500|—|$13,500|

| DAYSTAR COMPUTER SERVICES, INC|Other Service Provider|$10,885|—|$10,885|

| SCOTT PARKIN|Other Service Provider|$5,151|—|$5,151|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $591,728

- **Estimated Expense Ratio:** 25.427% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2025|$1,504,069|$19,034|—|$25,125|—|

| 2024|$1,117,405|$9,113|—|$25,125|—|

| 2023|$1,068,843|$9,070|—|—|—|

| 2022|$1,104,952|$19,311|—|—|$24,600|

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