# American Express Company And Its Participating Subsidiaries 401(k) Plan
Source: https://planprovider.pro/companies/american-express-company-and-its-participating-subsidiaries-401k-plan

> American Express Company And Its Participating Subsidiaries's 401(k) plan: 25,049 participants, plan year 2024 financials, providers, and benchmarks from For…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** American Express Company And Its Participating Subsidiaries

- **Sponsor EIN:** 134922250

- **Sponsor Address:** 200 VESEY STREET 01-35-03, NEW YORK, NY, 10285

- **Plan Type:** 401(k)

- **Total Participants:** 25,049

- **Total Assets:** $9.1B

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|25,049|$9.1B|$268.1M|$304.5M|

| 2023|25,030|$7.9B|$265.0M|$291.6M|

| 2022|26,493|$6.5B|$218.8M|$249.1M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL LIFE INSURANCE COMPANY|SERVICE PROVIDER|$2,009,783|—|$2,009,783|

| MORGAN STANLEY INVESTMENT MGMT|SERVICE PROVIDER|$1,918,448|—|$1,918,448|

| THE LONDON COMPANY|SERVICE PROVIDER|$1,743,432|—|$1,743,432|

| ATLANTA CAPITAL HIGH QUALITY FOC|SERVICE PROVIDER|$1,218,851|—|$1,218,851|

| WILLIAM BLAIR|SERVICE PROVIDER|$1,216,858|—|$1,216,858|

| BRANDYWINE GLOBAL INV MGMT LLC|SERVICE PROVIDER|$1,047,394|—|$1,047,394|

| WESTWOOD MANAGEMENT CORP|SERVICE PROVIDER|$1,041,899|—|$1,041,899|

| WELLINGTON MANAGEMENT CO LLC|SERVICE PROVIDER|$852,612|—|$852,612|

| JP MORGAN INVESTMENT MANAGEMENT INC|SERVICE PROVIDER|$590,867|—|$590,867|

| AMERIPRISE TRUST CO.|SERVICE PROVIDER|$459,903|—|$459,903|

| LOOMIS SAYLES & CO. LLP|SERVICE PROVIDER|$348,399|—|$348,399|

| NEPC LLC|SERVICE PROVIDER|$296,379|—|$296,379|

| FIDELITY INST. ASSET MGMT. TR. CO.|SERVICE PROVIDER|$246,535|—|$246,535|

| AMERICAN EXPRESS COMPANY|PLAN SPONSOR|$208,358|—|$208,358|

| IR&M CORE FIXED INCOME PORTFOLIO|SERVICE PROVIDER|$163,249|—|$163,249|

| GARCIA HAMILTON CORE FIXED INCOME|SERVICE PROVIDER|$144,232|—|$144,232|

| TIMES SQUARE CAPITAL MANAGEMENT|SERVICE PROVIDER|$124,590|—|$124,590|

| VANGUARD FIDUCIARY TRUST CO.|SERVICE PROVIDER|$110,485|—|$110,485|

| MORNINGSTAR|SERVICE PROVIDER|$85,503|—|$85,503|

| DIANA SALESKY|SERVICE PROVIDER|$66,499|—|$66,499|

| BLACKROCK INSTITUTIONAL TRUST CO|SERVICE PROVIDER|$64,957|—|$64,957|

| MCCONNELL & JONES LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MORGAN STANLEY INVESTMENT MGMT](https://planprovider.pro/provider/morgan-stanley) — SERVICE PROVIDER

- [JP MORGAN INVESTMENT MANAGEMENT INC](https://planprovider.pro/provider/jp-morgan-asset-management) — SERVICE PROVIDER

- [VANGUARD FIDUCIARY TRUST CO.](https://planprovider.pro/provider/the-vanguard-group-inc) — SERVICE PROVIDER

- [MORNINGSTAR](https://planprovider.pro/provider/jp-morgan-asset-management) — SERVICE PROVIDER

- [MCCONNELL & JONES LLP](https://planprovider.pro/provider/mcconnell-and-jones-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $13,959,233

- **Estimated Expense Ratio:** 0.154% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$13,842,105|$11,651,262|—|—|—|

| 2023|$13,415,737|$11,288,867|—|—|—|

| 2022|$13,337,238|$11,530,988|$1,744,250|—|$60,500|

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