# American Commercial Bank & Trust, National Association 401(k) Plan
Source: https://planprovider.pro/companies/american-commercial-bank-trust-national-association-401k-plan

> American Commercial Bank & Trust, National Association's 401(k) plan: 149 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** American Commercial Bank & Trust, National Association

- **Sponsor EIN:** 361588745

- **Sponsor Address:** 701 LASALLE STREET, OTTAWA, IL, 61350

- **Plan Type:** 401(k)

- **Total Participants:** 149

- **Total Assets:** $23.7M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|149|$23.7M|$998,903|$1.2M|

| 2023|147|$18.6M|$494,885|$1.1M|

| 2022|144|$14.6M|$809,204|$1.0M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| IHT WEALTH MANAGEMENT, LLC|INVESTMENT ADVISORY|$39,157|—|$39,157|

| JOHN HANCOCK TRUST COMPANY LLC|RECORD KEEPER|$22,838|—|$22,838|

| WIPFLI LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [JOHN HANCOCK TRUST COMPANY LLC](https://planprovider.pro/provider/john-hancock) — RECORD KEEPER

- [WIPFLI LLP](https://planprovider.pro/provider/wipfli-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $61,995

- **Estimated Expense Ratio:** 0.262% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$61,995|$39,157|$22,838|—|—|

| 2023|$51,342|$32,410|$18,932|—|—|

| 2022|$42,364|—|$42,364|—|—|

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