# American Central Financial Group 401(k) Plan
Source: https://planprovider.pro/companies/american-central-financial-group-plan-001

> American Central Financial Group's 401(k) plan: 115 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** American Central Financial Group

- **Sponsor EIN:** 370985153

- **Sponsor Address:** 3300 HEDLEY ROAD, SPRINGFIELD, IL, 62711

- **Plan Type:** 401(k)

- **Total Participants:** 115

- **Total Assets:** $15.8M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|115|$15.8M|$365,911|$713,040|

| 2023|120|$14.3M|$384,067|$763,191|

| 2022|122|$12.7M|$365,442|$680,381|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ESTES, BRIDGEWATER & OGDEN|Other Service Provider|$5,500|—|$5,500|

| CAPITAL ACCOUNTING & AUDIT, LLC|Auditor|$5,500|—|$5,500|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $11,000

- **Estimated Expense Ratio:** 0.070% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$9,113|—|—|$5,500|—|

| 2023|$8,227|—|—|$5,300|—|

| 2022|$8,270|—|—|—|$8,270|

## Similar Plans

- [Flanagan State Bank](https://planprovider.pro/companies/flanagan-state-bank-401k-plan) — 118 participants

- [Lakeside Bank](https://planprovider.pro/companies/lakeside-bank-plan-001-3514) — 118 participants

- [Midamerica National Bank](https://planprovider.pro/companies/midamerica-national-bank-401k-plan) — 118 participants

- [Fortress Bank](https://planprovider.pro/companies/fortress-bank-401k-plan) — 111 participants

- [First National Bank Of South Miami](https://planprovider.pro/companies/first-national-bank-of-south-miami-401k-plan) — 120 participants

- [First Secure Community Bank](https://planprovider.pro/companies/first-secure-community-bank-401k-plan) — 123 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/american-central-financial-group-plan-001)

© 2026 PlanProvider.Pro