# America'S Family Health & Welfare Fund Health & Welfare Plan
Source: https://planprovider.pro/companies/america-s-family-health-welfare-fund-160840561-501

> America'S Family Health & Welfare Fund's Health & Welfare plan: 405 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** America'S Family Health & Welfare Fund

- **Sponsor EIN:** 160840561

- **Sponsor Address:** 8205 MAIN STREET, SUITE 3 4, WILLIAMSVILLE, NY, 14221

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 405

- **Total Assets:** $2.9M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|405|$2.9M|$3.3M|$194,967|

| 2023|343|$2.6M|$3.5M|$206,383|

| 2022|358|$2.3M|$3.5M|$309,931|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| JAMES SWIENCICKI DDS|Other Service Provider|$98,266|—|$98,266|

| WILLIAM OCHOCINSKI|Other Service Provider|$65,233|—|$65,233|

| MICHELLE OCHOCINSKI|Other Service Provider|$28,625|—|$28,625|

| SOFTPATH, INC.|Other Service Provider|$17,545|—|$17,545|

| EFPR GROUP, CPAS, PLLC|Auditor|$17,500|—|$17,500|

| RAYMOND MORGAN|Other Service Provider|$16,233|—|$16,233|

| FEDERATED PENSION BUREAU|Other Service Provider|$15,600|—|$15,600|

| CAMBRIDGE ADVISORS|Other Service Provider|$9,258|—|$9,258|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [EFPR GROUP, CPAS, PLLC](https://planprovider.pro/provider/efpr-group-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $268,260

- **Estimated Expense Ratio:** 9.347% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$319,594|$14,812|—|—|—|

| 2023|$299,894|$4,066|—|—|—|

| 2022|$338,030|$8,294|—|—|$111,161|

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