# Acnb Bank 401(k) Plan
Source: https://planprovider.pro/companies/acnb-bank-401k-plan

> Acnb Bank's 401(k) plan: 352 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Acnb Bank

- **Sponsor EIN:** 230581360

- **Sponsor Address:** PO BOX 3129, GETTYSBURG, PA, 173250129

- **Plan Type:** 401(k)

- **Total Participants:** 352

- **Total Assets:** $38.2M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|352|$38.2M|$977,858|$2.1M|

| 2023|312|$34.9M|$920,286|$2.0M|

| 2022|314|$30.6M|$855,164|$1.8M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$32,991|—|$32,991|

| ALDEN CAPITAL|INVESTMENT ADVISORY|—|$27,945|$27,945|

| SMITH ELLIOTT KEARNS & COMPANY, LLC|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [SMITH ELLIOTT KEARNS & COMPANY, LLC](https://planprovider.pro/provider/smith-elliott-kearns-and-company-llc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $60,936

- **Estimated Expense Ratio:** 0.160% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$32,991|—|$32,991|—|—|

| 2023|$15,004|$6,323|$8,681|—|—|

| 2022|$21,790|—|$21,790|—|—|

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