Retirement plan administration and related financial services, with a focus on recordkeeping and compliance support. Ameritas Retirement Plans work... - [BPAS](https://planprovider.pro/provider/bpas) - Utica, NY Third-Party Administrator
Retirement plan administration and recordkeeping are the core of BPAS’s work for employer-sponsored plans. The firm handles day-to-day plan operati... - [Canada Life](https://planprovider.pro/provider/canada-life) - Toronto, ON Third-Party Administrator
Retirement plan administration and recordkeeping are a core part of Canada Life’s group business, with participant advice available alongside group... - [Desjardins Financial Security Life Assurance Company](https://planprovider.pro/provider/desjardins-financial-security-life-assurance-company) - Lévis, QC Third-Party Administrator
Desjardins Financial Security Life Assurance Company is an insurance and retirement savings administrator that runs recordkeeping and participant a... - [Fidelity Investments](https://planprovider.pro/provider/fidelity-investments) - Boston, MA Third-Party Administrator
Provides retirement plan administration and recordkeeping for employer-sponsored plans. Fidelity Investments is a multinational financial services ... - [Manulife Financial Corporation](https://planprovider.pro/provider/manulife-financial-corporation) - Toronto, ON Third-Party Administrator
Manulife Financial Corporation is a retirement plan administrator that handles recordkeeping and participant advice for employer-sponsored plans. F... - [Milliman](https://planprovider.pro/provider/milliman) - Seattle, WA Third-Party Administrator
Recordkeeping and retirement plan administration are core services at this independent actuarial and consulting firm. Founded in 1947, it works wit... - [NWPS](https://planprovider.pro/provider/nwps) - Seattle, WA Third-Party Administrator
Independent retirement plan recordkeeping and administration is the focus at NWPS, an administrator that handles day-to-day plan operations for emp... - [Open Access Ltd.](https://planprovider.pro/provider/open-access-ltd) - Toronto, ON Third-Party Administrator
Focused on group retirement plans and pension administration, Open Access Ltd. handles the day-to-day work behind employer-sponsored plans, from se... - [Paychex](https://planprovider.pro/provider/paychex) - Rochester, NY Third-Party Administrator
Payroll, HR, and retirement plan administration are handled by Paychex, which provides recordkeeping services for employer-sponsored plans. The com... - [Sharebuilder 401k](https://planprovider.pro/provider/sharebuilder-401k) - Seattle, WA Third-Party Administrator
ShareBuilder 401k is a retirement plan administrator and recordkeeper focused on 401(k) plans for small and mid-sized businesses, including self-em... - [Sun Life Financial](https://planprovider.pro/provider/sun-life-financial) - Toronto, ON Third-Party Administrator
Retirement plan administration and recordkeeping are a core part of what Sun Life Financial does for workplace plans, alongside participant advice ... - [Wealthsimple](https://planprovider.pro/provider/wealthsimple) - Toronto, ON Third-Party Administrator
Wealthsimple is an online investment and savings platform that runs workplace group savings plans for Canadian employers. Through Wealthsimple for ... - [Employee Fiduciary](https://planprovider.pro/provider/employee-fiduciary) - Mobile, AL Third-Party Administrator
401(k) administration and recordkeeping for small businesses, with a focus on keeping plan costs straightforward. Employee Fiduciary handles day-to... - [Common Wealth](https://planprovider.pro/provider/common-wealth) - Toronto, ON Third-Party Administrator
A retirement plan administrator founded in 2015, Common Wealth runs a digital platform for workplace retirement plans. The firm works with employer... - [Empire Life Investments Ltd.](https://planprovider.pro/provider/empire-life-investments-ltd) - Kingston, ON Third-Party Administrator
Empire Life Investments Ltd. is a retirement plan administrator that provides recordkeeping and fiduciary audit support for employer-sponsored reti... - [Human Interest](https://planprovider.pro/provider/human-interest-inc) - San Francisco, CA Third-Party Administrator
Retirement plan administration is the core of Human Interest’s business, with recordkeeping and compliance support for employers that offer 401(k) ... - [Corebridge Financial](https://planprovider.pro/provider/corebridge-financial) - Houston, TX Third-Party Administrator
Retirement plan administration is a core part of Corebridge Financial’s business, alongside life insurance and asset management. The firm provides ... - [Principal Financial Group, Inc.](https://planprovider.pro/provider/principal-financial-group-inc) - Des Moines, IA Third-Party Administrator
Retirement plan administration and recordkeeping are a core part of this long-running financial services company’s business, with support for plan ... ## Maximize Savings with the lowest cost 401k Providers Finding an affordable retirement solution is critical for small business owners and startups. The **cheapest 401k providers** offer more than just low entry prices; they provide transparent fee structures that prevent "fee drag" from eroding employee returns. By choosing a low-cost partner, you can redirect capital back into your business while fulfilling your fiduciary responsibilities. ### Top Low-Cost 401k Options for 2026 - **Human Interest:** Known for its "Essentials" plan, offering a low $80 monthly base fee and automated payroll integration. - **Fidelity Advantage 401k:** A top-tier choice for first-time providers, featuring a flat quarterly fee and access to zero-expense ratio funds. - **Employee Fiduciary:** Favored for extreme fee transparency and access to nearly any low-cost Vanguard or Fidelity fund. - **Vanguard:** The industry leader in low-cost index funds, perfect for employers who prioritize passive investment strategies. ### Key Factors in 401k Cost Analysis When comparing the most affordable plans, it is essential to look beyond the monthly subscription. Consider these three pillars of cost: | Fee Type| What it Covers| Pro Tip| | Setup Fees| Plan design and implementation.| Check for SECURE Act tax credits to offset these costs.| | Asset-Based Fees| Fees charged as a percentage of total plan assets.| Seek "flat-fee" models to save as your plan grows.| | Investment Expenses| The internal costs (expense ratios) of the funds.| Prioritize index funds with expense ratios below 0.10%.| [View full interactive listing on PlanProvider.Pro](https://planprovider.pro/cheapest-401k-providers) © 2026 PlanProvider.Pro