# Best 401(k) Provider According to Customers
Source: https://planprovider.pro/best-401k-providers?page=2

> Our ProScore metric uses AI to consolidate over a dozen review sites in to a single metric. 

Our ProScore metric uses AI to consolidate over a dozen review sites in to a single metric. 

Browse 45 providers in this category.

## Provider ranking

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### [Ameritas Retirement Plans](https://planprovider.pro/provider/ameritas-retirement-plans)

Plan Administrator

Lincoln, NE

**Stats:** 10,724 clients • $19.0B under management • 404K participants

**Company:** Est. 1887 • 690 employees

[View Profile](https://planprovider.pro/provider/ameritas-retirement-plans)

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### [Aspire Financial Services](https://planprovider.pro/provider/aspire-financial-services)

Plan Administrator

Tampa, FL

**Credentials:** CEFEX Certified • ASPPA

**Stats:** 28,000 clients • $31.0B under management • 850K participants

**Company:** Est. 2001 • 128 employees

[View Profile](https://planprovider.pro/provider/aspire-financial-services)

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### [Basic Capital](https://planprovider.pro/provider/basic-capital)

Plan Administrator • Verified

New York, NY

**Pricing:** $0 base fee • $5/employee

**Company:** Est. 2021 • 24 employees

[View Profile](https://planprovider.pro/provider/basic-capital)

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### [BPAS](https://planprovider.pro/provider/bpas)

Plan Administrator

Utica, NY

**Stats:** 3,478 clients • $110.0B under management • 348K participants

**Company:** Est. 1991 • 172 employees

[View Profile](https://planprovider.pro/provider/bpas)

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### [Capital Group](https://planprovider.pro/provider/capital-group)

Plan Administrator

Los Angeles, CA

**Stats:** 19,753 clients • $81.4B under management • 3.1M participants

**Company:** Est. 1931 • 9,300 employees

[View Profile](https://planprovider.pro/provider/capital-group)

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### [Employee Fiduciary](https://planprovider.pro/provider/employee-fiduciary)

Plan Administrator

Mobile, AL

**Stats:** 4,865 clients • $6.8B under management • 107K participants

**Pricing:** $1,500 base fee • $30/employee

**Company:** 75 employees

[View Profile](https://planprovider.pro/provider/employee-fiduciary)

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### [Epic Retirement Plan Services](https://planprovider.pro/provider/epic-retirement-plan-services)

Plan Administrator

Rochester, NY

**Stats:** 9,500 clients • $37.0B under management • 400K participants

**Company:** Est. 1993 • 300 employees

[View Profile](https://planprovider.pro/provider/epic-retirement-plan-services)

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### [Equitable](https://planprovider.pro/provider/equitable)

Plan Administrator

New York, NY

**Stats:** 24,176 clients • $48.8B under management • 1.1M participants

**Company:** 5,000 employees

[View Profile](https://planprovider.pro/provider/equitable)

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### [ForUsAll](https://planprovider.pro/provider/forusall)

Plan Administrator

San Carlos, CA

**Stats:** 500 clients • $1 under management • 80K participants

**Pricing:** $120 base fee • $6/employee

**Company:** Est. 2012 • 58 employees

[View Profile](https://planprovider.pro/provider/forusall)

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### [J.P. Morgan Asset Management](https://planprovider.pro/provider/jp-morgan-asset-management)

Plan Administrator

New York, NY

**Stats:** 4,516 clients • $12.8B under management • 201K participants

**Company:** 5,000 employees

[View Profile](https://planprovider.pro/provider/jp-morgan-asset-management)

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### [Journey Retirement Plan Services](https://planprovider.pro/provider/journey-retirement-plan-services)

Plan Administrator • Verified

Grand Rapids, MI

**Stats:** 199 clients • $160M under management • 9K participants

**Company:** 20 employees

[View Profile](https://planprovider.pro/provider/journey-retirement-plan-services)

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### [July Business Services](https://planprovider.pro/provider/july-business-services)

Plan Administrator

Waco, TX

**Stats:** 8,386 clients • $16.0B under management • 196K participants

**Company:** Est. 1994 • 700 employees

[View Profile](https://planprovider.pro/provider/july-business-services)

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### [KTRADE](https://planprovider.pro/provider/ktrade)

Plan Administrator

Plymouth, IN

**Stats:** 16,000 clients • $26M under management • 675K participants

**Company:** 35 employees

[View Profile](https://planprovider.pro/provider/ktrade)

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### [Lincoln Financial Group](https://planprovider.pro/provider/lincoln-financial-group)

Plan Administrator

Radnor, PA

**Stats:** 21,200 clients • $116.4B under management • 1.6M participants

**Company:** Est. 1905 • 11,000 employees

[View Profile](https://planprovider.pro/provider/lincoln-financial-group)

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### [Milliman](https://planprovider.pro/provider/milliman)

Plan Administrator

Seattle, WA

**Stats:** 1,463 clients • $140.5B under management • 2.0M participants

**Company:** Est. 1947 • 3,500 employees

[View Profile](https://planprovider.pro/provider/milliman)

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### [My Solo 401k Financial LLC](https://planprovider.pro/provider/my-solo-401k-financial-llc)

Plan Administrator

Carlsbad, CA

**Company:** Est. 2009 • 5 employees

[View Profile](https://planprovider.pro/provider/my-solo-401k-financial-llc)

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### [NWPS](https://planprovider.pro/provider/nwps)

Plan Administrator

Seattle, WA

**Stats:** 997 clients • $56.6B under management • 360K participants

**Company:** 120 employees

[View Profile](https://planprovider.pro/provider/nwps)

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### [PCS Retirement, LLC](https://planprovider.pro/provider/pcs-retirement-llc)

Plan Administrator

Philadelphia, PA

**Stats:** 15,636 clients • $30.0B under management • 420K participants

**Company:** Est. 2001 • 359 employees

[View Profile](https://planprovider.pro/provider/pcs-retirement-llc)

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### [Sentinel Group](https://planprovider.pro/provider/sentinel-group)

Plan Administrator

Wakefield, MA

**Stats:** 1,900 clients • $13.0B under management • 260K participants

**Company:** Est. 1987 • 260 employees

[View Profile](https://planprovider.pro/provider/sentinel-group)

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### [TruStage](https://planprovider.pro/provider/trustage)

Plan Administrator

Madison, WI

**Stats:** 10,091 clients • $36.1B under management • 251K participants

**Company:** Est. 1935 • 3,000 employees

[View Profile](https://planprovider.pro/provider/trustage)

## Choosing the Best 401(k) Providers for Your Business

Finding the right retirement plan partner is a critical decision for any organization. The best 401(k) providers offer a combination of low administrative fees, diverse investment selections, and user-friendly technology. Whether you are a startup looking for your first plan or an established corporation seeking to optimize your current offering, selecting a provider that balances **fiduciary support** with employee engagement is paramount.

### Top-Rated 401(k) Administrators in 2026

Our evaluation focuses on the industry leaders known for reliability and innovation. These providers excel in automating complex tasks like 401(k) testing and government filings, allowing you to focus on your core business operations.

- **Fidelity Investments:** Renowned for its massive investment menu and high-touch participant support.

- **Vanguard:** The gold standard for low-cost index funds and transparent fee structures.

- **ADP & Paychex:** Ideal for businesses seeking seamless 360-degree integration between payroll and retirement benefits.

- **Human Interest:** A leading digital-first provider focused on making 401(k) plans affordable and automated for small to mid-sized businesses.

- **Charles Schwab:** Offers robust managed account services and personalized investment advice for participants.

### Key Features to Evaluate

When comparing 401(k) companies, consider the following essential criteria to ensure your plan remains competitive and compliant:

| Feature|
Why It Matters|

| Payroll Integration|
Reduces manual data entry and minimizes administrative errors.|

| Fiduciary Services|
3(21) or 3(38) services help mitigate legal liability for plan sponsors.|

| Participant Tools|
Mobile apps and educational resources drive higher participation rates.|

Beyond standard 401(k) plans, many providers also offer specialized options such as [Solo 401(k) plans](/solo-k-plans) for the self-employed or [403(b) plans](/403b-providers) for non-profits. Secure your company's financial future by partnering with a top-tier provider today.

Ready to compare specific options? Visit our [retirement planning blog](/blog) for deep dives into fee benchmarks and the latest SECURE 2.0 Act compliance updates.

[View full interactive listing on PlanProvider.Pro](https://planprovider.pro/best-401k-providers?page=2)

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