NAICS 813 Retirement Plan Benchmarks

Industry benchmarks aggregated by NAICS classification. Sourced from 17,746 Form 5500 filings for plan year 2024.

Headline numbers (2024)

Plans: 17,746
Total assets: $137.9B
Total participants: 4,877,022
Median expense ratio: 0.25%
Median employer contribution per active participant: $3,352
Median account balance: $58,041
3-year asset growth (2022–2024): +11.5%

Expense ratio distribution

25th percentile: 0.08%
Median: 0.25%
75th percentile: 0.54%

Where the fees go (average mix)

Admin / Recordkeeping: 48.0%
Investment Management: 37.9%
Audit: 7.0%
Legal: 2.0%

Employer contribution generosity

Median per active participant: $3,352
Plans with $0 employer match: —

3-year trend

Year	Plans	Assets	Participants	Median fee	Median employer $
2022	17,981	$123.7B	9,451,766	0.37%	—
2023	18,475	$139.3B	9,695,254	0.27%	—
2024	17,746	$137.9B	4,877,022	0.25%	$3,352

Methodology

All metrics are calculated from U.S. Department of Labor Form 5500 annual filings. The slice "NAICS 813" is served from the accepted-generation projection for plan year 2024. Medians use percentile_cont over reported values; zero/null values are excluded from rate-style metrics.

Citation: PlanProvider.Pro, Form 5500 Benchmarks 2024. Free for editorial use with attribution + link to https://planprovider.pro/benchmarks/industry/813.