NAICS 813 Retirement Plan Benchmarks

Industry benchmarks aggregated by NAICS classification. Sourced from 16,536 Form 5500 filings for plan year 2024.

Headline numbers (2024)

Plans: 16,536
Total assets: $138.8B
Total participants: 307,397
Median expense ratio: 0.32%
Median employer contribution per active participant: $3,167
Median account balance: $50,865
3-year asset growth (2022–2024): +51.9%

Expense ratio distribution

25th percentile: 0.09%
Median: 0.32%
75th percentile: 0.78%

Where the fees go (average mix)

Admin / Recordkeeping: 30.3%
Investment Management: 16.9%
Audit: 2.1%
Legal: 0.4%

Employer contribution generosity

Median per active participant: $3,167
Plans with $0 employer match: 3,209 (19.4%)

3-year trend

Year	Plans	Assets	Participants	Median fee	Median employer $
2022	13,579	$91.4B	240,036	0.35%	$2,981
2023	16,110	$127.1B	299,006	0.32%	$3,073
2024	16,536	$138.8B	307,397	0.32%	$3,167

Methodology

All metrics are calculated from U.S. Department of Labor Form 5500 annual filings. The slice "NAICS 813" includes 16,536 plans for plan year 2024. Medians use percentile_cont over reported values; zero/null values are excluded from rate-style metrics.

Citation: PlanProvider.Pro, Form 5500 Benchmarks 2024. Free for editorial use with attribution + link to https://planprovider.pro/benchmarks/industry/813.