NAICS 452 Retirement Plan Benchmarks

Industry benchmarks aggregated by NAICS classification. Sourced from 488 Form 5500 filings for plan year 2024.

Headline numbers (2024)

Plans: 488
Total assets: $132.5B
Total participants: 7,207,980
Median expense ratio: 0.21%
Median employer contribution per active participant: $1,233
Median account balance: $27,588
3-year asset growth (2022–2024): +36.5%

Expense ratio distribution

25th percentile: 0.06%
Median: 0.21%
75th percentile: 0.40%

Where the fees go (average mix)

Admin / Recordkeeping: 36.7%
Investment Management: 50.7%
Audit: 3.9%
Legal: 0.6%

Employer contribution generosity

Median per active participant: $1,233
Plans with $0 employer match: —

3-year trend

Year	Plans	Assets	Participants	Median fee	Median employer $
2022	493	$97.0B	8,215,319	0.29%	—
2023	504	$115.3B	7,323,976	0.23%	—
2024	488	$132.5B	7,207,980	0.21%	$1,233

Methodology

All metrics are calculated from U.S. Department of Labor Form 5500 annual filings. The slice "NAICS 452" is served from the accepted-generation projection for plan year 2024. Medians use percentile_cont over reported values; zero/null values are excluded from rate-style metrics.

Citation: PlanProvider.Pro, Form 5500 Benchmarks 2024. Free for editorial use with attribution + link to https://planprovider.pro/benchmarks/industry/452.