NAICS 449 Retirement Plan Benchmarks

Industry benchmarks aggregated by NAICS classification. Sourced from 10 Form 5500 filings for plan year 2024.

Headline numbers (2024)

Plans: 10
Total assets: $11.4M
Total participants: 174
Median expense ratio: 1.71%
Median employer contribution per active participant: $2,006
Median account balance: $52,206
3-year asset growth (2022–2024): +73.4%

Expense ratio distribution

25th percentile: 1.71%
Median: 1.71%
75th percentile: 1.71%

Where the fees go (average mix)

Admin / Recordkeeping: 67.8%
Investment Management: 0.0%
Audit: 0.0%
Legal: 0.0%

Employer contribution generosity

Median per active participant: $2,006
Plans with $0 employer match: 2 (20.0%)

3-year trend

Year	Plans	Assets	Participants	Median fee	Median employer $
2022	6	$6.6M	102	1.90%	$2,481
2023	7	$8.5M	113	0.92%	$2,287
2024	10	$11.4M	174	1.71%	$2,006

Methodology

All metrics are calculated from U.S. Department of Labor Form 5500 annual filings. The slice "NAICS 449" includes 10 plans for plan year 2024. Medians use percentile_cont over reported values; zero/null values are excluded from rate-style metrics.

Citation: PlanProvider.Pro, Form 5500 Benchmarks 2024. Free for editorial use with attribution + link to https://planprovider.pro/benchmarks/industry/449.