# Find 3(38) Investment Managers
Source: https://planprovider.pro/3-38-investment-managers?page=5

> Delegate fiduciary liability with top-rated 3(38) Investment Managers. Compare experts who take full discretion over your retirement plan investment selection.

Secure the highest level of fiduciary protection by partnering with a 3(38) Investment Manager. These specialists assume full discretion over your plan’s investment decisions, significantly reducing your personal and corporate liability.

Browse 155 providers in this category.

## Provider ranking

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### [Dibenedetto & Associates LTD](https://planprovider.pro/provider/dibenedetto-and-associates-ltd)

Plan Advisor

Loves Park, IL

**Stats:** $313M under management

**Company:** Est. 1980 • 3 employees

[View Profile](https://planprovider.pro/provider/dibenedetto-and-associates-ltd)

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### [Walker Wealth Management](https://planprovider.pro/provider/walker-wealth-management)

Plan Advisor

St. Petersburg, FL

**Stats:** $301M under management

**Company:** Est. 2023

[View Profile](https://planprovider.pro/provider/walker-wealth-management)

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### [Vestbridge Advisors, INC](https://planprovider.pro/provider/vestbridge-advisors-inc)

Plan Advisor

Egg Harbor Township, NJ

**Stats:** $301M under management

**Company:** Est. 2021

[View Profile](https://planprovider.pro/provider/vestbridge-advisors-inc)

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### [Up North Financial, LLC](https://planprovider.pro/provider/up-north-financial-llc)

Plan Advisor

Traverse City, MI

**Stats:** $285M under management

**Company:** Est. 2009

[View Profile](https://planprovider.pro/provider/up-north-financial-llc)

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### [Birchcreek Wealth Management, LLC](https://planprovider.pro/provider/birchcreek-wealth-management-llc)

Plan Advisor

Miamisburg, OH

**Stats:** $279M under management

**Company:** Est. 2019

[View Profile](https://planprovider.pro/provider/birchcreek-wealth-management-llc)

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### [Fidelis Im](https://planprovider.pro/provider/fidelis-im)

Plan Advisor

Medford, OR

**Stats:** $269M under management

[View Profile](https://planprovider.pro/provider/fidelis-im)

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### [Piershale Financial Group, Inc.](https://planprovider.pro/provider/piershale-financial-group-inc)

Plan Advisor

Barrington, IL

**Stats:** $264M under management

**Company:** Est. 2011 • 8 employees

[View Profile](https://planprovider.pro/provider/piershale-financial-group-inc)

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### [Meriwether Wealth & Planning, LLC](https://planprovider.pro/provider/meriwether-wealth-and-planning-llc)

Plan Advisor

Minden, LA

**Stats:** $263M under management

**Company:** Est. 2021

[View Profile](https://planprovider.pro/provider/meriwether-wealth-and-planning-llc)

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### [Triton Wealth](https://planprovider.pro/provider/triton-wealth)

Plan Advisor

Aitkin, MN

**Stats:** $263M under management

[View Profile](https://planprovider.pro/provider/triton-wealth)

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### [Birchbrook](https://planprovider.pro/provider/birchbrook)

Plan Advisor

Bangor, ME

**Stats:** $259M under management

**Company:** Est. 1994

[View Profile](https://planprovider.pro/provider/birchbrook)

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### [Insight Strategic Wealth LLC](https://planprovider.pro/provider/insight-strategic-wealth-llc)

Plan Advisor

Knoxville, TN

**Stats:** $257M under management

[View Profile](https://planprovider.pro/provider/insight-strategic-wealth-llc)

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### [Cwp Private Wealth Management](https://planprovider.pro/provider/cwp-private-wealth-management)

Plan Advisor

West Bend, WI

**Stats:** $250M under management

[View Profile](https://planprovider.pro/provider/cwp-private-wealth-management)

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### [Miller Financial Planning](https://planprovider.pro/provider/miller-financial-services-llc)

Plan Advisor

Marshall, MI

**Stats:** $250M under management

[View Profile](https://planprovider.pro/provider/miller-financial-services-llc)

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### [Smith Bruer Advisors](https://planprovider.pro/provider/smith-bruer-advisors)

Plan Advisor

Tallahassee, FL

**Stats:** $250M under management

**Company:** Est. 2015

[View Profile](https://planprovider.pro/provider/smith-bruer-advisors)

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### [Teeple Wealth Management, LLC](https://planprovider.pro/provider/teeple-wealth-management-llc)

Plan Advisor

Brownsburg, IN

**Stats:** $250M under management

**Company:** Est. 2022

[View Profile](https://planprovider.pro/provider/teeple-wealth-management-llc)

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### [Windward Wealth Strategies, Inc.](https://planprovider.pro/provider/windward-wealth-strategies-inc)

Plan Advisor

Oshkosh, WI

**Stats:** $248M under management

**Company:** Est. 2015

[View Profile](https://planprovider.pro/provider/windward-wealth-strategies-inc)

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### [Guardian Asset Advisors, LLC](https://planprovider.pro/provider/guardian-asset-advisors-llc)

Plan Advisor

Mechanicsburg, PA

**Stats:** $246M under management

**Company:** Est. 2000

[View Profile](https://planprovider.pro/provider/guardian-asset-advisors-llc)

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### [Capstone Wealth Management Group, LLC](https://planprovider.pro/provider/capstone-wealth-management-group-llc)

Plan Advisor

Dunmore, PA

**Stats:** $239M under management

[View Profile](https://planprovider.pro/provider/capstone-wealth-management-group-llc)

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### [Valley Financial Group](https://planprovider.pro/provider/valley-financial-group)

Plan Advisor

Ambler, PA

**Stats:** $238M under management

[View Profile](https://planprovider.pro/provider/valley-financial-group)

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### [Pca Investment Advisory Services, Inc.](https://planprovider.pro/provider/pca-investment-advisory-services-inc)

Plan Advisor

Cincinnati, OH

**Stats:** $237M under management

**Company:** Est. 2006

[View Profile](https://planprovider.pro/provider/pca-investment-advisory-services-inc)

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### [Dreher Investment Services, Inc.](https://planprovider.pro/provider/dreher-investment-services-inc)

Plan Advisor

San Angelo, TX

**Stats:** $221M under management

[View Profile](https://planprovider.pro/provider/dreher-investment-services-inc)

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### [Cannon Wealth Management Services](https://planprovider.pro/provider/cannon-wealth-management-services)

Plan Advisor

Winston Salem, NC

**Stats:** $213M under management

**Company:** Est. 2002 • 11 employees

[View Profile](https://planprovider.pro/provider/cannon-wealth-management-services)

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### [Lombard Advisers Incorporated](https://planprovider.pro/provider/lombard-advisers-incorporated)

Plan Advisor

Baltimore, MD

**Stats:** $202M under management

[View Profile](https://planprovider.pro/provider/lombard-advisers-incorporated)

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### [Baybridge Capital Group, LLC](https://planprovider.pro/provider/baybridge-capital-group-llc)

Plan Advisor

Pleasanton, CA

**Stats:** $162M under management

**Company:** Est. 2016 • 25 employees

[View Profile](https://planprovider.pro/provider/baybridge-capital-group-llc)

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### [Normandy Investment Advisors](https://planprovider.pro/provider/normandy-investment-advisors)

Plan Advisor

Leawood, KS

**Stats:** $142M under management

**Company:** Est. 2006

[View Profile](https://planprovider.pro/provider/normandy-investment-advisors)

# Delegate Risk with Top 3(38) Investment Managers

For retirement plan sponsors, managing fiduciary liability is often the most stressful aspect of offering a 401(k) or defined benefit plan. Hiring a **3(38) Investment Manager** is the most effective way to mitigate this risk. Unlike standard advisors, a 3(38) manager is a named fiduciary under ERISA who has the power to manage, acquire, and dispose of plan assets. By appointing a 3(38) manager, you effectively transfer the responsibility—and the liability—of investment selection and monitoring from your investment committee to a qualified professional.

## The Critical Difference: 3(38) Managers vs. 3(21) Advisors

When searching for [plan advisors](https://planprovider.pro/plan-advisors), it is vital to understand the distinction in authority. A 3(21) advisor provides recommendations, but you retain the final say and the ultimate liability. In contrast, a 3(38) Investment Manager takes the "keys to the car." They have full discretion to make changes to the investment lineup without needing your prior approval. This distinction is crucial for sponsors who lack the time or expertise to evaluate complex financial metrics constantly.

Leading [ERISA attorneys](https://planprovider.pro/erisa-attorneys) often recommend the 3(38) model for companies looking to maximize protection against class-action lawsuits related to investment performance or excessive fees.

## Key Benefits of Hiring a 3(38) Fiduciary

Partnering with a 3(38) Investment Manager offers tangible benefits beyond peace of mind. These experts streamline plan operations and enhance governance structures.

- **Maximum Liability Transfer:** The manager assumes legal responsibility for investment decisions, shielding the plan sponsor from claims of imprudent selection.

- **Streamlined Administration:** Because the manager can replace underperforming funds immediately without committee votes, the plan reacts faster to market changes.

- **Compliance and Quality:** These managers are held to the highest "prudent expert" standard under ERISA, ensuring your [401k plans](https://planprovider.pro/retirement-plans/401k) utilize high-quality, cost-effective investment options.

## Finding the Right Fiduciary Partner

Not all firms are willing or qualified to act as a 3(38) Investment Manager. It requires a specific level of insurance, expertise, and operational capability. When reviewing providers in this category, ask for their Investment Policy Statement (IPS) process and confirm their status in writing. Whether you are running a small business plan or a large corporate fund, utilizing a 3(38) manager is a best practice that protects both the company and the employees' retirement futures.

[View full interactive listing on PlanProvider.Pro](https://planprovider.pro/3-38-investment-managers?page=5)

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