# Find 3(38) Investment Managers
Source: https://planprovider.pro/3-38-investment-managers?page=3

> Delegate fiduciary liability with top-rated 3(38) Investment Managers. Compare experts who take full discretion over your retirement plan investment selection.

Secure the highest level of fiduciary protection by partnering with a 3(38) Investment Manager. These specialists assume full discretion over your plan’s investment decisions, significantly reducing your personal and corporate liability.

Browse 155 providers in this category.

## Provider ranking

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### [Maren Capital](https://planprovider.pro/provider/maren-capital)

Plan Advisor

Chicago, IL

**Stats:** $1.9B under management

**Company:** Est. 2022 • 6 employees

[View Profile](https://planprovider.pro/provider/maren-capital)

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### [Ifam Capital](https://planprovider.pro/provider/ifam-capital)

Plan Advisor

Fort Collins, CO

**Stats:** $1.7B under management

**Company:** Est. 2014

[View Profile](https://planprovider.pro/provider/ifam-capital)

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### [Asi Wealth Management & Consulting Services](https://planprovider.pro/provider/asi-wealth-management-and-consulting-services)

Plan Advisor

Bend, OR

**Stats:** $1.7B under management

**Company:** Est. 1998

[View Profile](https://planprovider.pro/provider/asi-wealth-management-and-consulting-services)

- 

### [Nilsine Partners, LLC](https://planprovider.pro/provider/nilsine-partners-llc)

Plan Advisor

Greenwood Village, CO

**Stats:** $1.7B under management

**Company:** Est. 2021

[View Profile](https://planprovider.pro/provider/nilsine-partners-llc)

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### [Fourthought Financial Partners, Llc.](https://planprovider.pro/provider/fourthought-financial-partners-llc)

Plan Advisor

Venice, FL

**Stats:** $1.6B under management

**Company:** Est. 1968 • 25 employees

[View Profile](https://planprovider.pro/provider/fourthought-financial-partners-llc)

- 

### [Beese Fulmer Private Wealth Management](https://planprovider.pro/provider/beese-fulmer-private-wealth-management)

Plan Advisor

Canton, OH

**Stats:** $1.6B under management

**Company:** Est. 1980 • 14 employees

[View Profile](https://planprovider.pro/provider/beese-fulmer-private-wealth-management)

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### [Mill Capital Management, LLC](https://planprovider.pro/provider/mill-capital-management-llc)

Plan Advisor

Concord, NC

**Stats:** $1.4B under management

**Company:** Est. 2021 • 5 employees

[View Profile](https://planprovider.pro/provider/mill-capital-management-llc)

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### [Petersen Hastings Investment Management INC](https://planprovider.pro/provider/petersen-hastings-investment-management-inc)

Plan Advisor

Kennewick, WA

**Stats:** $1.4B under management

**Company:** Est. 1962

[View Profile](https://planprovider.pro/provider/petersen-hastings-investment-management-inc)

- 

### [Monterey Private Wealth, Inc.](https://planprovider.pro/provider/monterey-private-wealth-inc)

Plan Advisor

Monterey, CA

**Stats:** $1.1B under management

[View Profile](https://planprovider.pro/provider/monterey-private-wealth-inc)

- 

### [Arista Wealth Management, LLC](https://planprovider.pro/provider/arista-wealth-management-llc)

Plan Advisor

Las Vegas, NV

**Stats:** $1.0B under management

**Company:** Est. 2006

[View Profile](https://planprovider.pro/provider/arista-wealth-management-llc)

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### [Generation Capital Management LLC](https://planprovider.pro/provider/generation-capital-management-llc)

Plan Advisor

Pittsford, NY

**Stats:** $1.0B under management

**Company:** Est. 2003

[View Profile](https://planprovider.pro/provider/generation-capital-management-llc)

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### [Heffernan Financial Services](https://planprovider.pro/provider/heffernan-financial-services)

Plan Advisor

Walnut Creek, CA

**Credentials:** CFP® - Certified Financial Planner • CFA® - Chartered Financial Analyst

**Stats:** $1.0B under management

**Company:** Est. 1995 • 3 employees

[View Profile](https://planprovider.pro/provider/heffernan-financial-services)

- 

### [Findec Wealth Services, Inc.](https://planprovider.pro/provider/findec-wealth-services-inc)

Plan Advisor

Stockton, CA

**Stats:** $964M under management

**Company:** Est. 1987

[View Profile](https://planprovider.pro/provider/findec-wealth-services-inc)

- 

### [Rogers Wealth Group, Inc.](https://planprovider.pro/provider/rogers-wealth-group-inc)

Plan Advisor

Fort Worth, TX

**Stats:** $961M under management

**Company:** Est. 1973

[View Profile](https://planprovider.pro/provider/rogers-wealth-group-inc)

- 

### [Avenir Corporation](https://planprovider.pro/provider/avenir-corporation)

Plan Advisor

**Stats:** $922M under management

[View Profile](https://planprovider.pro/provider/avenir-corporation)

- 

### [Correct Capital Wealth Management, LLC](https://planprovider.pro/provider/correct-capital-wealth-management-llc)

Plan Advisor

Clayton, MO

**Stats:** $922M under management

**Company:** Est. 2018 • 18 employees

[View Profile](https://planprovider.pro/provider/correct-capital-wealth-management-llc)

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### [Morris & Wells Wealth Management](https://planprovider.pro/provider/morris-and-wells-wealth-management)

Plan Advisor

Charlottesville, VA

**Stats:** $854M under management

[View Profile](https://planprovider.pro/provider/morris-and-wells-wealth-management)

- 

### [Decisionpoint Financial, LLC](https://planprovider.pro/provider/decisionpoint-financial-llc)

Plan Advisor

Mesa, AZ

**Stats:** $849M under management

**Company:** Est. 2018

[View Profile](https://planprovider.pro/provider/decisionpoint-financial-llc)

- 

### [Brio Financial Group](https://planprovider.pro/provider/brio-financial-group)

Plan Advisor

San Francisco, CA

**Stats:** $843M under management

**Company:** Est. 2017

[View Profile](https://planprovider.pro/provider/brio-financial-group)

- 

### [Nesteggs, Inc.](https://planprovider.pro/provider/nesteggs-inc)

Plan Advisor

Jacksonville, FL

**Stats:** $725M under management

[View Profile](https://planprovider.pro/provider/nesteggs-inc)

- 

### [Maia Wealth](https://planprovider.pro/provider/maia-wealth)

Plan Advisor

Denver, CO

**Stats:** $704M under management

[View Profile](https://planprovider.pro/provider/maia-wealth)

- 

### [Main Street Retirement Planning, LLC](https://planprovider.pro/provider/main-street-retirement-planning-llc)

Plan Advisor

Coppell, TX

**Stats:** $695M under management

[View Profile](https://planprovider.pro/provider/main-street-retirement-planning-llc)

- 

### [Integrity Financial Corporation](https://planprovider.pro/provider/integrity-financial-corporation)

Plan Advisor

Bellevue, WA

**Stats:** $680M under management

**Company:** Est. 2004

[View Profile](https://planprovider.pro/provider/integrity-financial-corporation)

- 

### [Silverlake Wealth Management LLC](https://planprovider.pro/provider/silverlake-wealth-management-llc)

Plan Advisor

Williston, VT

**Stats:** $656M under management

**Company:** Est. 2002 • 12 employees

[View Profile](https://planprovider.pro/provider/silverlake-wealth-management-llc)

- 

### [Element Wealth, LLC](https://planprovider.pro/provider/element-wealth-llc)

Plan Advisor

Ridgeland, MS

**Stats:** $642M under management

[View Profile](https://planprovider.pro/provider/element-wealth-llc)

# Delegate Risk with Top 3(38) Investment Managers

For retirement plan sponsors, managing fiduciary liability is often the most stressful aspect of offering a 401(k) or defined benefit plan. Hiring a **3(38) Investment Manager** is the most effective way to mitigate this risk. Unlike standard advisors, a 3(38) manager is a named fiduciary under ERISA who has the power to manage, acquire, and dispose of plan assets. By appointing a 3(38) manager, you effectively transfer the responsibility—and the liability—of investment selection and monitoring from your investment committee to a qualified professional.

## The Critical Difference: 3(38) Managers vs. 3(21) Advisors

When searching for [plan advisors](https://planprovider.pro/plan-advisors), it is vital to understand the distinction in authority. A 3(21) advisor provides recommendations, but you retain the final say and the ultimate liability. In contrast, a 3(38) Investment Manager takes the "keys to the car." They have full discretion to make changes to the investment lineup without needing your prior approval. This distinction is crucial for sponsors who lack the time or expertise to evaluate complex financial metrics constantly.

Leading [ERISA attorneys](https://planprovider.pro/erisa-attorneys) often recommend the 3(38) model for companies looking to maximize protection against class-action lawsuits related to investment performance or excessive fees.

## Key Benefits of Hiring a 3(38) Fiduciary

Partnering with a 3(38) Investment Manager offers tangible benefits beyond peace of mind. These experts streamline plan operations and enhance governance structures.

- **Maximum Liability Transfer:** The manager assumes legal responsibility for investment decisions, shielding the plan sponsor from claims of imprudent selection.

- **Streamlined Administration:** Because the manager can replace underperforming funds immediately without committee votes, the plan reacts faster to market changes.

- **Compliance and Quality:** These managers are held to the highest "prudent expert" standard under ERISA, ensuring your [401k plans](https://planprovider.pro/retirement-plans/401k) utilize high-quality, cost-effective investment options.

## Finding the Right Fiduciary Partner

Not all firms are willing or qualified to act as a 3(38) Investment Manager. It requires a specific level of insurance, expertise, and operational capability. When reviewing providers in this category, ask for their Investment Policy Statement (IPS) process and confirm their status in writing. Whether you are running a small business plan or a large corporate fund, utilizing a 3(38) manager is a best practice that protects both the company and the employees' retirement futures.

[View full interactive listing on PlanProvider.Pro](https://planprovider.pro/3-38-investment-managers?page=3)

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