# Find 3(21) Investment Advisors
Source: https://planprovider.pro/3-21-investment-advisors?page=9

> Compare leading ERISA 3(21) investment advisors to secure professional co-fiduciary support. Find experts to guide your retirement plan investment strategy.

Secure expert co-fiduciary support for your retirement plan. Compare top-rated ERISA 3(21) investment advisors who provide professional guidance and investment monitoring while allowing you to retain control over final decisions.

Browse 507 providers in this category.

## Provider ranking

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### [Prestige Wealth Management Group, LLC](https://planprovider.pro/provider/prestige-wealth-management-group-llc)

Plan Advisor

Flemington, NJ

**Stats:** $599M under management

**Company:** Est. 1995

[View Profile](https://planprovider.pro/provider/prestige-wealth-management-group-llc)

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### [Milestone Advisory Partners, LLC](https://planprovider.pro/provider/milestone-advisory-partners-llc)

Plan Advisor

Southern Pines, NC

**Stats:** $590M under management

**Company:** Est. 2015

[View Profile](https://planprovider.pro/provider/milestone-advisory-partners-llc)

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### [Woodward Diversified Capital, LLC](https://planprovider.pro/provider/woodward-diversified-capital-llc)

Plan Advisor

Bakersfield, CA

**Stats:** $571M under management

**Company:** Est. 2020

[View Profile](https://planprovider.pro/provider/woodward-diversified-capital-llc)

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### [Core Wealth Advisors, Inc.](https://planprovider.pro/provider/core-wealth-advisors-inc)

Plan Advisor

Indianapolis, IN

**Stats:** $571M under management

[View Profile](https://planprovider.pro/provider/core-wealth-advisors-inc)

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### [Capital Advisers, Inc.](https://planprovider.pro/provider/capital-advisers-inc)

Plan Advisor

**Stats:** $560M under management

[View Profile](https://planprovider.pro/provider/capital-advisers-inc)

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### [Presilium Private Wealth, LLC](https://planprovider.pro/provider/presilium-private-wealth-llc)

Plan Advisor

Radnor, PA

**Stats:** $554M under management

**Company:** Est. 2022

[View Profile](https://planprovider.pro/provider/presilium-private-wealth-llc)

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### [Landmark Financial Advisors, LLC](https://planprovider.pro/provider/landmark-financial-advisors-llc)

Plan Advisor

Bowling Green, KY

**Stats:** $543M under management

**Company:** Est. 2001

[View Profile](https://planprovider.pro/provider/landmark-financial-advisors-llc)

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### [Hubbell Strickland Wealth Management, LLC](https://planprovider.pro/provider/hubbell-strickland-wealth-management-llc)

Plan Advisor

New Orleans, LA

**Stats:** $540M under management

**Company:** Est. 2019

[View Profile](https://planprovider.pro/provider/hubbell-strickland-wealth-management-llc)

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### [Lauer Wealth Management](https://planprovider.pro/provider/lauer-wealth-management)

Plan Advisor

Valparaiso, IN

**Stats:** $540M under management

[View Profile](https://planprovider.pro/provider/lauer-wealth-management)

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### [5c Capital Management, LLC](https://planprovider.pro/provider/5c-capital-management-llc)

Plan Advisor

Woodcliff Lake, NJ

**Stats:** $537M under management

[View Profile](https://planprovider.pro/provider/5c-capital-management-llc)

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### [Empower Financial Advisory, LLC](https://planprovider.pro/provider/empower-financial-advisory-llc)

Plan Advisor

Glastonbury, CT

**Stats:** $535M under management

**Company:** Est. 1989 • 7 employees

[View Profile](https://planprovider.pro/provider/empower-financial-advisory-llc)

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### [Qp Wealth Management, LLC](https://planprovider.pro/provider/qp-wealth-management-llc)

Plan Advisor

Boca Raton, FL

**Stats:** $535M under management

[View Profile](https://planprovider.pro/provider/qp-wealth-management-llc)

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### [Cresta Advisors](https://planprovider.pro/provider/cresta-advisors)

Plan Advisor

Laredo, TX

**Stats:** $533M under management

**Company:** Est. 2013

[View Profile](https://planprovider.pro/provider/cresta-advisors)

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### [Innovative Wealth Building LLC](https://planprovider.pro/provider/innovative-wealth-building-llc)

Plan Advisor

California, MD

**Stats:** $525M under management

[View Profile](https://planprovider.pro/provider/innovative-wealth-building-llc)

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### [Invista Advisors](https://planprovider.pro/provider/invista-advisors)

Plan Advisor

Montgomery, AL

**Stats:** $524M under management

[View Profile](https://planprovider.pro/provider/invista-advisors)

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### [M. Kraus & Company](https://planprovider.pro/provider/m-kraus-and-company)

Plan Advisor

Shelburne, VT

**Stats:** $524M under management

**Company:** Est. 1996

[View Profile](https://planprovider.pro/provider/m-kraus-and-company)

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### [Riggs Asset Management CO INC](https://planprovider.pro/provider/riggs-asset-management-co-inc)

Plan Advisor

Dallas, PA

**Stats:** $522M under management

**Company:** Est. 1991

[View Profile](https://planprovider.pro/provider/riggs-asset-management-co-inc)

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### [Southern Capital Advisors, LLC](https://planprovider.pro/provider/southern-capital-advisors-llc)

Plan Advisor

Jackson, TN

**Stats:** $515M under management

**Company:** Est. 2018

[View Profile](https://planprovider.pro/provider/southern-capital-advisors-llc)

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### [Quattro Advisors L.l.c.](https://planprovider.pro/provider/quattro-advisors-llc)

Plan Advisor

Pittsburgh, PA

**Stats:** $512M under management

**Company:** Est. 2007

[View Profile](https://planprovider.pro/provider/quattro-advisors-llc)

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### [PR Wealth Management Group](https://planprovider.pro/provider/pr-wealth-management-group)

Plan Advisor

East Moline, IL

**Stats:** $512M under management

**Company:** Est. 2005

[View Profile](https://planprovider.pro/provider/pr-wealth-management-group)

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### [Gragg Financial](https://planprovider.pro/provider/gragg-financial)

Plan Advisor

Shelby, NC

**Stats:** $500M under management

[View Profile](https://planprovider.pro/provider/gragg-financial)

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### [Lifeguide Financial Advisors, LLC](https://planprovider.pro/provider/lifeguide-financial-advisors-llc)

Plan Advisor

Mechanicsburg, PA

**Stats:** $500M under management

[View Profile](https://planprovider.pro/provider/lifeguide-financial-advisors-llc)

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### [The Shobe Financial Group](https://planprovider.pro/provider/the-shobe-financial-group)

Plan Advisor

Baton Rouge, LA

**Stats:** $500M under management

**Company:** Est. 1983 • 18 employees

[View Profile](https://planprovider.pro/provider/the-shobe-financial-group)

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### [Troxell Financial](https://planprovider.pro/provider/troxell-financial)

Plan Advisor

Springfield, IL

**Stats:** $500M under management

**Company:** Est. 1887

[View Profile](https://planprovider.pro/provider/troxell-financial)

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### [Keidan Financial Consultants LLC](https://planprovider.pro/provider/keidan-financial-consultants-llc)

Plan Advisor

Columbus, OH

**Stats:** $496M under management

[View Profile](https://planprovider.pro/provider/keidan-financial-consultants-llc)

# Partner with Top ERISA 3(21) Investment Advisors

Managing a corporate retirement plan requires navigating a complex landscape of investment choices, regulatory obligations, and fiduciary liabilities. For plan sponsors who want to retain final authority over their plan's investment menu but require professional expertise to make informed decisions, hiring an **ERISA 3(21) investment advisor** is the ideal strategy. These professionals act as "co-fiduciaries," working alongside you to ensure your plan remains competitive, compliant, and beneficial for your employees.

## What is a 3(21) Fiduciary Advisor?

Under ERISA Section 3(21), an advisor is defined as a fiduciary if they render investment advice for a fee. Unlike a 3(38) manager who takes full discretion, a 3(21) advisor serves as a strategic partner. They provide the research, due diligence, and recommendations, but the plan sponsor (typically the investment committee) retains the final say on which funds to add, keep, or remove. This "help me do it" model is perfect for organizations that want to stay involved in the process without shouldering the burden of investment analysis alone.

Key services provided by qualified 3(21) advisors include:

- **Investment Screening:** Rigorous analysis of mutual funds and ETFs to ensure they meet performance and cost benchmarks.

- **Quarterly Monitoring:** Ongoing review of the investment lineup to identify underperforming funds or style drift.

- **Fiduciary Training:** Educating your investment committee on their responsibilities to minimize personal liability.

- **Fee Benchmarking:** helping you evaluate costs against industry standards, often coordinating with [retirement plan providers](https://planprovider.pro/retirement-plans) to negotiate better rates.

## The Difference Between 3(21) and 3(38) Advisors

Choosing between a 3(21) and a 3(38) advisor comes down to how much control—and liability—you wish to delegate. While a 3(21) advisor shares the fiduciary risk with you, a 3(38) investment manager assumes the bulk of the liability for investment selection. Many of the firms listed in our [Plan Advisors](https://planprovider.pro/plan-advisors) directory offer both levels of service, allowing you to scale your engagement as your company's needs evolve.

## Mitigating Risk and Ensuring Compliance

One of the primary reasons to engage a 3(21) advisor is risk mitigation. The Department of Labor focuses heavily on procedural prudence—not just investment results. A 3(21) advisor helps you document your decision-making process, creating a paper trail that is vital during regulatory reviews. They often collaborate with other professionals, such as [ERISA attorneys](https://planprovider.pro/erisa-attorneys) and [auditors](https://planprovider.pro/auditors), to ensure that your plan's governance structure is legally sound.

Explore our comprehensive list of ERISA 3(21) investment advisors to find a partner who aligns with your fiduciary goals and helps you build a retirement plan that empowers your workforce.

[View full interactive listing on PlanProvider.Pro](https://planprovider.pro/3-21-investment-advisors?page=9)

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