# Find 3(21) Investment Advisors
Source: https://planprovider.pro/3-21-investment-advisors?page=8

> Compare leading ERISA 3(21) investment advisors to secure professional co-fiduciary support. Find experts to guide your retirement plan investment strategy.

Secure expert co-fiduciary support for your retirement plan. Compare top-rated ERISA 3(21) investment advisors who provide professional guidance and investment monitoring while allowing you to retain control over final decisions.

Browse 507 providers in this category.

## Provider ranking

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### [United Capital Management Of Kansas, Inc.](https://planprovider.pro/provider/united-capital-management-of-kansas-inc)

Plan Advisor

Salina, KS

**Stats:** $735M under management

**Company:** Est. 2004

[View Profile](https://planprovider.pro/provider/united-capital-management-of-kansas-inc)

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### [Walkner Condon Financial Advisors LLC](https://planprovider.pro/provider/walkner-condon-financial-advisors-llc)

Plan Advisor

Madison, WI

**Stats:** $733M under management

**Company:** 13 employees

[View Profile](https://planprovider.pro/provider/walkner-condon-financial-advisors-llc)

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### [The Financial Advisors, LLC](https://planprovider.pro/provider/the-financial-advisors-llc)

Plan Advisor

Andover, MA

**Stats:** $732M under management

**Company:** Est. 1992

[View Profile](https://planprovider.pro/provider/the-financial-advisors-llc)

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### [Nesteggs, Inc.](https://planprovider.pro/provider/nesteggs-inc)

Plan Advisor

Jacksonville, FL

**Stats:** $725M under management

[View Profile](https://planprovider.pro/provider/nesteggs-inc)

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### [Montz Harcus Wealth Management](https://planprovider.pro/provider/montz-harcus-wealth-management)

Plan Advisor

New Orleans, LA

**Stats:** $714M under management

**Company:** Est. 2019

[View Profile](https://planprovider.pro/provider/montz-harcus-wealth-management)

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### [Carolina Wealth Management, Inc.](https://planprovider.pro/provider/carolina-wealth-management-inc)

Plan Advisor

Greenville, NC

**Stats:** $712M under management

[View Profile](https://planprovider.pro/provider/carolina-wealth-management-inc)

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### [Maia Wealth](https://planprovider.pro/provider/maia-wealth)

Plan Advisor

Denver, CO

**Stats:** $704M under management

[View Profile](https://planprovider.pro/provider/maia-wealth)

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### [Bcg Securities, Inc.](https://planprovider.pro/provider/bcg-securities-inc)

Plan Advisor

Cherry Hill, NJ

**Stats:** $686M under management

**Company:** Est. 1968

[View Profile](https://planprovider.pro/provider/bcg-securities-inc)

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### [Ambassador Advisors, LLC](https://planprovider.pro/provider/ambassador-advisors-llc)

Plan Advisor

Lancaster, PA

**Stats:** $673M under management

**Company:** Est. 1990 • 26 employees

[View Profile](https://planprovider.pro/provider/ambassador-advisors-llc)

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### [Tifin Give](https://planprovider.pro/provider/tifin-give)

Plan Advisor

Boulder, CO

**Stats:** $670M under management

[View Profile](https://planprovider.pro/provider/tifin-give)

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### [Stone House Investment Management, LLC](https://planprovider.pro/provider/stone-house-investment-management-llc)

Plan Advisor

**Stats:** $670M under management

[View Profile](https://planprovider.pro/provider/stone-house-investment-management-llc)

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### [Bcm Advisors, LLC](https://planprovider.pro/provider/bcm-advisors-llc)

Plan Advisor

Lafayette, LA

**Stats:** $666M under management

[View Profile](https://planprovider.pro/provider/bcm-advisors-llc)

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### [Silverlake Wealth Management LLC](https://planprovider.pro/provider/silverlake-wealth-management-llc)

Plan Advisor

Williston, VT

**Stats:** $656M under management

**Company:** Est. 2002 • 12 employees

[View Profile](https://planprovider.pro/provider/silverlake-wealth-management-llc)

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### [Lynch & Associates](https://planprovider.pro/provider/lynch-and-associates)

Plan Advisor

Newburgh, IN

**Stats:** $656M under management

[View Profile](https://planprovider.pro/provider/lynch-and-associates)

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### [Strong Tower Advisory Services](https://planprovider.pro/provider/strong-tower-advisory-services)

Plan Advisor

Minneapolis, MN

**Stats:** $655M under management

[View Profile](https://planprovider.pro/provider/strong-tower-advisory-services)

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### [Pinion Wealth Management, LLC](https://planprovider.pro/provider/pinion-wealth-management-llc)

Plan Advisor

Wichita, KS

**Stats:** $649M under management

[View Profile](https://planprovider.pro/provider/pinion-wealth-management-llc)

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### [Element Wealth, LLC](https://planprovider.pro/provider/element-wealth-llc)

Plan Advisor

Ridgeland, MS

**Stats:** $642M under management

[View Profile](https://planprovider.pro/provider/element-wealth-llc)

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### [Dodds Wealth, LLC](https://planprovider.pro/provider/dodds-wealth-llc)

Plan Advisor

Colorado Springs, CO

**Stats:** $638M under management

**Company:** Est. 1991 • 13 employees

[View Profile](https://planprovider.pro/provider/dodds-wealth-llc)

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### [John E. Sestina And Company](https://planprovider.pro/provider/john-e-sestina-and-company)

Plan Advisor

Columbus, OH

**Stats:** $634M under management

**Company:** Est. 1965

[View Profile](https://planprovider.pro/provider/john-e-sestina-and-company)

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### [Sevenbridge Financial Group, LLC](https://planprovider.pro/provider/sevenbridge-financial-group-llc)

Plan Advisor

Harrisburg, PA

**Stats:** $633M under management

**Company:** Est. 2015

[View Profile](https://planprovider.pro/provider/sevenbridge-financial-group-llc)

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### [Wealth Management Resources, Inc.](https://planprovider.pro/provider/wealth-management-resources-inc)

Plan Advisor

Smithfield, RI

**Stats:** $630M under management

**Company:** Est. 1994 • 9 employees

[View Profile](https://planprovider.pro/provider/wealth-management-resources-inc)

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### [Skinner, Copper & Ehmen Wealth Management, LLC](https://planprovider.pro/provider/skinner-copper-and-ehmen-wealth-management-llc)

Plan Advisor

Springfield, IL

**Stats:** $624M under management

[View Profile](https://planprovider.pro/provider/skinner-copper-and-ehmen-wealth-management-llc)

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### [Creekmur Asset Management, LLC](https://planprovider.pro/provider/creekmur-asset-management-llc)

Plan Advisor

Morton, IL

**Stats:** $603M under management

[View Profile](https://planprovider.pro/provider/creekmur-asset-management-llc)

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### [Platte River Wealth Advisors, LLC](https://planprovider.pro/provider/platte-river-wealth-advisors-llc)

Plan Advisor

Louisville, CO

**Stats:** $600M under management

**Company:** Est. 2019

[View Profile](https://planprovider.pro/provider/platte-river-wealth-advisors-llc)

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### [Rootstock Advisors](https://planprovider.pro/provider/rootstock-advisors)

Plan Advisor

**Stats:** $600M under management

[View Profile](https://planprovider.pro/provider/rootstock-advisors)

# Partner with Top ERISA 3(21) Investment Advisors

Managing a corporate retirement plan requires navigating a complex landscape of investment choices, regulatory obligations, and fiduciary liabilities. For plan sponsors who want to retain final authority over their plan's investment menu but require professional expertise to make informed decisions, hiring an **ERISA 3(21) investment advisor** is the ideal strategy. These professionals act as "co-fiduciaries," working alongside you to ensure your plan remains competitive, compliant, and beneficial for your employees.

## What is a 3(21) Fiduciary Advisor?

Under ERISA Section 3(21), an advisor is defined as a fiduciary if they render investment advice for a fee. Unlike a 3(38) manager who takes full discretion, a 3(21) advisor serves as a strategic partner. They provide the research, due diligence, and recommendations, but the plan sponsor (typically the investment committee) retains the final say on which funds to add, keep, or remove. This "help me do it" model is perfect for organizations that want to stay involved in the process without shouldering the burden of investment analysis alone.

Key services provided by qualified 3(21) advisors include:

- **Investment Screening:** Rigorous analysis of mutual funds and ETFs to ensure they meet performance and cost benchmarks.

- **Quarterly Monitoring:** Ongoing review of the investment lineup to identify underperforming funds or style drift.

- **Fiduciary Training:** Educating your investment committee on their responsibilities to minimize personal liability.

- **Fee Benchmarking:** helping you evaluate costs against industry standards, often coordinating with [retirement plan providers](https://planprovider.pro/retirement-plans) to negotiate better rates.

## The Difference Between 3(21) and 3(38) Advisors

Choosing between a 3(21) and a 3(38) advisor comes down to how much control—and liability—you wish to delegate. While a 3(21) advisor shares the fiduciary risk with you, a 3(38) investment manager assumes the bulk of the liability for investment selection. Many of the firms listed in our [Plan Advisors](https://planprovider.pro/plan-advisors) directory offer both levels of service, allowing you to scale your engagement as your company's needs evolve.

## Mitigating Risk and Ensuring Compliance

One of the primary reasons to engage a 3(21) advisor is risk mitigation. The Department of Labor focuses heavily on procedural prudence—not just investment results. A 3(21) advisor helps you document your decision-making process, creating a paper trail that is vital during regulatory reviews. They often collaborate with other professionals, such as [ERISA attorneys](https://planprovider.pro/erisa-attorneys) and [auditors](https://planprovider.pro/auditors), to ensure that your plan's governance structure is legally sound.

Explore our comprehensive list of ERISA 3(21) investment advisors to find a partner who aligns with your fiduciary goals and helps you build a retirement plan that empowers your workforce.

[View full interactive listing on PlanProvider.Pro](https://planprovider.pro/3-21-investment-advisors?page=8)

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