# Find 3(21) Investment Advisors
Source: https://planprovider.pro/3-21-investment-advisors?page=20

> Compare leading ERISA 3(21) investment advisors to secure professional co-fiduciary support. Find experts to guide your retirement plan investment strategy.

Secure expert co-fiduciary support for your retirement plan. Compare top-rated ERISA 3(21) investment advisors who provide professional guidance and investment monitoring while allowing you to retain control over final decisions.

Browse 507 providers in this category.

## Provider ranking

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### [Headwater Investment Consulting,inc.](https://planprovider.pro/provider/headwater-investment-consultinginc)

Plan Advisor

[View Profile](https://planprovider.pro/provider/headwater-investment-consultinginc)

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### [Henderson Brothers Financial Partners](https://planprovider.pro/provider/henderson-brothers-financial-partners)

Plan Advisor

Pittsburgh, PA

**Credentials:** Other • AIF® - Accredited Investment Fiduciary

**Company:** Est. 1893

[View Profile](https://planprovider.pro/provider/henderson-brothers-financial-partners)

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### [Hilb Group 401k](https://planprovider.pro/provider/hilb-group-401k)

Plan Advisor

Cranston, RI

**Company:** 2,000 employees

[View Profile](https://planprovider.pro/provider/hilb-group-401k)

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### [Jackson Square Financial](https://planprovider.pro/provider/jackson-square-financial)

Plan Advisor

San Francisco, CA

**Credentials:** AIF® - Accredited Investment Fiduciary • ASPPA • Other

**Company:** Est. 1993 • 11 employees

[View Profile](https://planprovider.pro/provider/jackson-square-financial)

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### [John Hancock Personal Financial Services, LLC](https://planprovider.pro/provider/john-hancock-personal-financial-services-llc)

Plan Advisor

[View Profile](https://planprovider.pro/provider/john-hancock-personal-financial-services-llc)

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### [Keudell Morrison Wealth Management, LLC](https://planprovider.pro/provider/keudell-morrison-wealth-management-llc)

Plan Advisor

[View Profile](https://planprovider.pro/provider/keudell-morrison-wealth-management-llc)

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### [Konvergent Wealth Partners](https://planprovider.pro/provider/konvergent-wealth-partners)

Plan Advisor

Gig Harbor, WA

[View Profile](https://planprovider.pro/provider/konvergent-wealth-partners)

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### [MML Investors Services, LLC](https://planprovider.pro/provider/mml-investors-services-llc)

Plan Advisor

[View Profile](https://planprovider.pro/provider/mml-investors-services-llc)

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### [Multnomah Group](https://planprovider.pro/provider/multnomah-group)

Plan Advisor

Portland, OR

**Company:** Est. 2003 • 20 employees

[View Profile](https://planprovider.pro/provider/multnomah-group)

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### [My Legacy Advisors, LLC](https://planprovider.pro/provider/my-legacy-advisors-llc)

Plan Advisor

Bend, OR

**Company:** Est. 2017

[View Profile](https://planprovider.pro/provider/my-legacy-advisors-llc)

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### [Northeast Financial Group, Inc.](https://planprovider.pro/provider/northeast-financial-group-inc)

Plan Advisor

Allentown, PA

**Company:** Est. 1987

[View Profile](https://planprovider.pro/provider/northeast-financial-group-inc)

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### [Novus Advisors](https://planprovider.pro/provider/novus-advisors)

Plan Advisor

Greenville, SC

[View Profile](https://planprovider.pro/provider/novus-advisors)

- 

### [Oliver Wealth Management](https://planprovider.pro/provider/oliver-wealth-management)

Plan Advisor

Towson, MD

[View Profile](https://planprovider.pro/provider/oliver-wealth-management)

- 

### [Omnistar Financial Group, INC.](https://planprovider.pro/provider/omnistar-financial-group-inc)

Plan Advisor

[View Profile](https://planprovider.pro/provider/omnistar-financial-group-inc)

- 

### [Pfg Investments, LLC](https://planprovider.pro/provider/pfg-investments-llc)

Plan Advisor

Woodbury, NY

[View Profile](https://planprovider.pro/provider/pfg-investments-llc)

- 

### [Prosperity Wealth Planning LLC](https://planprovider.pro/provider/prosperity-wealth-planning-llc)

Plan Advisor

Irvine, CA

**Company:** Est. 2021

[View Profile](https://planprovider.pro/provider/prosperity-wealth-planning-llc)

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### [Retirement Solutions Advisors LLC](https://planprovider.pro/provider/retirement-solutions-advisors-llc)

Plan Advisor

Chicago, IL

**Credentials:** AIF® - Accredited Investment Fiduciary

**Company:** Est. 2007 • 5 employees

[View Profile](https://planprovider.pro/provider/retirement-solutions-advisors-llc)

- 

### [RetireRight Consulting Group](https://planprovider.pro/provider/retireright-consulting-group)

Plan Advisor

West Des Moines, IA

**Credentials:** AIF® - Accredited Investment Fiduciary

[View Profile](https://planprovider.pro/provider/retireright-consulting-group)

- 

### [River Glen Wealth Counselors](https://planprovider.pro/provider/river-glen-wealth-counselors)

Plan Advisor

[View Profile](https://planprovider.pro/provider/river-glen-wealth-counselors)

- 

### [Rpm Advisors, LLC](https://planprovider.pro/provider/rpm-advisors-llc)

Plan Advisor

[View Profile](https://planprovider.pro/provider/rpm-advisors-llc)

- 

### [Savant Wealth Management](https://planprovider.pro/provider/savant-wealth-management)

Plan Advisor

Rockford, IL

**Credentials:** CFP® - Certified Financial Planner • CFA® - Chartered Financial Analyst

**Company:** Est. 1986 • 332 employees

[View Profile](https://planprovider.pro/provider/savant-wealth-management)

- 

### [Savvy Advisors Inc.](https://planprovider.pro/provider/savvy-advisors-inc)

Plan Advisor

New York, NY

[View Profile](https://planprovider.pro/provider/savvy-advisors-inc)

- 

### [Skyoak Capital, Inc.](https://planprovider.pro/provider/skyoak-capital-inc)

Plan Advisor

Las Vegas, NV

**Company:** Est. 2018

[View Profile](https://planprovider.pro/provider/skyoak-capital-inc)

- 

### [Spectrum Strategic Capital Management, LLC](https://planprovider.pro/provider/spectrum-strategic-capital-management-llc)

Plan Advisor

Lake Oswego, OR

**Company:** Est. 2000

[View Profile](https://planprovider.pro/provider/spectrum-strategic-capital-management-llc)

- 

### [Stonebridge Financial Group](https://planprovider.pro/provider/stonebridge-financial-group)

Plan Advisor

Wormleysburg, PA

[View Profile](https://planprovider.pro/provider/stonebridge-financial-group)

# Partner with Top ERISA 3(21) Investment Advisors

Managing a corporate retirement plan requires navigating a complex landscape of investment choices, regulatory obligations, and fiduciary liabilities. For plan sponsors who want to retain final authority over their plan's investment menu but require professional expertise to make informed decisions, hiring an **ERISA 3(21) investment advisor** is the ideal strategy. These professionals act as "co-fiduciaries," working alongside you to ensure your plan remains competitive, compliant, and beneficial for your employees.

## What is a 3(21) Fiduciary Advisor?

Under ERISA Section 3(21), an advisor is defined as a fiduciary if they render investment advice for a fee. Unlike a 3(38) manager who takes full discretion, a 3(21) advisor serves as a strategic partner. They provide the research, due diligence, and recommendations, but the plan sponsor (typically the investment committee) retains the final say on which funds to add, keep, or remove. This "help me do it" model is perfect for organizations that want to stay involved in the process without shouldering the burden of investment analysis alone.

Key services provided by qualified 3(21) advisors include:

- **Investment Screening:** Rigorous analysis of mutual funds and ETFs to ensure they meet performance and cost benchmarks.

- **Quarterly Monitoring:** Ongoing review of the investment lineup to identify underperforming funds or style drift.

- **Fiduciary Training:** Educating your investment committee on their responsibilities to minimize personal liability.

- **Fee Benchmarking:** helping you evaluate costs against industry standards, often coordinating with [retirement plan providers](https://planprovider.pro/retirement-plans) to negotiate better rates.

## The Difference Between 3(21) and 3(38) Advisors

Choosing between a 3(21) and a 3(38) advisor comes down to how much control—and liability—you wish to delegate. While a 3(21) advisor shares the fiduciary risk with you, a 3(38) investment manager assumes the bulk of the liability for investment selection. Many of the firms listed in our [Plan Advisors](https://planprovider.pro/plan-advisors) directory offer both levels of service, allowing you to scale your engagement as your company's needs evolve.

## Mitigating Risk and Ensuring Compliance

One of the primary reasons to engage a 3(21) advisor is risk mitigation. The Department of Labor focuses heavily on procedural prudence—not just investment results. A 3(21) advisor helps you document your decision-making process, creating a paper trail that is vital during regulatory reviews. They often collaborate with other professionals, such as [ERISA attorneys](https://planprovider.pro/erisa-attorneys) and [auditors](https://planprovider.pro/auditors), to ensure that your plan's governance structure is legally sound.

Explore our comprehensive list of ERISA 3(21) investment advisors to find a partner who aligns with your fiduciary goals and helps you build a retirement plan that empowers your workforce.

[View full interactive listing on PlanProvider.Pro](https://planprovider.pro/3-21-investment-advisors?page=20)

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