# Find 3(21) Investment Advisors Source: https://planprovider.pro/3-21-investment-advisors?page=19 > Compare leading ERISA 3(21) investment advisors to secure professional co-fiduciary support. Find experts to guide your retirement plan investment strategy. Secure expert co-fiduciary support for your retirement plan. Compare top-rated ERISA 3(21) investment advisors who provide professional guidance and investment monitoring while allowing you to retain control over final decisions. Browse 507 providers in this category. ## Provider ranking - ### [Kropog Financial Group, LLC](https://planprovider.pro/provider/kropog-financial-group-llc) Plan Advisor Mandeville, LA **Stats:** $12M under management **Company:** Est. 2022 [View Profile](https://planprovider.pro/provider/kropog-financial-group-llc) - ### [Tower Wealth Partners](https://planprovider.pro/provider/tower-wealth-partners) Plan Advisor Lewisburg, PA **Stats:** $2M under management **Company:** Est. 2020 [View Profile](https://planprovider.pro/provider/tower-wealth-partners) - ### [Littlejohn Financial Services INC](https://planprovider.pro/provider/littlejohn-financial-services-inc) Plan Advisor Roseburg, OR **Stats:** $1M under management [View Profile](https://planprovider.pro/provider/littlejohn-financial-services-inc) - ### [401k Plan Advisor LLC](https://planprovider.pro/provider/401k-plan-advisor-llc) Plan Advisor Fort Worth, TX **Credentials:** CFP® - Certified Financial Planner **Company:** 1 employees [View Profile](https://planprovider.pro/provider/401k-plan-advisor-llc) - ### [Advo(k)ate Advisors](https://planprovider.pro/provider/advokate-advisors) Plan Advisor Birmingham, AL **Company:** 8 employees [View Profile](https://planprovider.pro/provider/advokate-advisors) - ### [Alaska Retirement Solutions](https://planprovider.pro/provider/alaska-retirement-solutions) Plan Advisor Anchorage, AK **Credentials:** RIA - Registered Investment Advisor [View Profile](https://planprovider.pro/provider/alaska-retirement-solutions) - ### [ALDRICH WEALTH LP](https://planprovider.pro/provider/aldrich-wealth-lp) Plan Advisor Lake Oswego, OR **Company:** Est. 1998 • 300 employees [View Profile](https://planprovider.pro/provider/aldrich-wealth-lp) - ### [Allied Portfolio Management, Inc.](https://planprovider.pro/provider/allied-portfolio-management-inc) Plan Advisor Tucson, AZ [View Profile](https://planprovider.pro/provider/allied-portfolio-management-inc) - ### [Altura Financial Advisors](https://planprovider.pro/provider/altura-financial-advisors) Plan Advisor Santa Clara, CA **Company:** Est. 2005 • 4 employees [View Profile](https://planprovider.pro/provider/altura-financial-advisors) - ### [Avail Investment Partners, LLC](https://planprovider.pro/provider/avail-investment-partners-llc) Plan Advisor Aledo, TX [View Profile](https://planprovider.pro/provider/avail-investment-partners-llc) - ### [Benefit Financial Services Group](https://planprovider.pro/provider/benefit-financial-services-group) Plan Advisor Irvine, CA **Credentials:** RIA - Registered Investment Advisor **Company:** Est. 2007 [View Profile](https://planprovider.pro/provider/benefit-financial-services-group) - ### [Big Sioux Wealth Management](https://planprovider.pro/provider/big-sioux-wealth-management) Plan Advisor Watertown, SD **Company:** 6 employees [View Profile](https://planprovider.pro/provider/big-sioux-wealth-management) - ### [Buchanan Wealth Management](https://planprovider.pro/provider/buchanan-wealth-management) Plan Advisor Nacogdoches, TX [View Profile](https://planprovider.pro/provider/buchanan-wealth-management) - ### [Burton Enright Welch](https://planprovider.pro/provider/burton-enright-welch) Plan Advisor Walnut Creek, CA **Credentials:** ChFC® - Chartered Financial Consultant • CRPS® - Chartered Retirement Plans Specialist • CFP® - Certified Financial Planner • +1 more **Company:** Est. 1989 • 30 employees [View Profile](https://planprovider.pro/provider/burton-enright-welch) - ### [Carson Advisory Group](https://planprovider.pro/provider/carson-advisory-group) Plan Advisor Athens, GA [View Profile](https://planprovider.pro/provider/carson-advisory-group) - ### [CPS INVESTMENT ADVISORS](https://planprovider.pro/provider/cps-investment-advisors) Plan Advisor Lakeland, FL **Credentials:** RIA - Registered Investment Advisor **Company:** Est. 1989 • 5 employees [View Profile](https://planprovider.pro/provider/cps-investment-advisors) - ### [CUI Wealth Management](https://planprovider.pro/provider/cui-wealth-management) Plan Advisor Midvale, UT **Credentials:** RIA - Registered Investment Advisor [View Profile](https://planprovider.pro/provider/cui-wealth-management) - ### [Echelon Group, Inc.](https://planprovider.pro/provider/echelon-group-inc) Plan Advisor Boise, ID **Credentials:** RIA - Registered Investment Advisor • CFP® - Certified Financial Planner • CEBS® - Certified Employee Benefit Specialist • +1 more [View Profile](https://planprovider.pro/provider/echelon-group-inc) - ### [Financial Consulate](https://planprovider.pro/provider/financial-consulate) Plan Advisor [View Profile](https://planprovider.pro/provider/financial-consulate) - ### [Forte Capital Group](https://planprovider.pro/provider/forte-capital-group) Plan Advisor New York City, NY **Company:** Est. 2001 • 67 employees [View Profile](https://planprovider.pro/provider/forte-capital-group) - ### [Francis LLC](https://planprovider.pro/provider/francis-llc) Plan Advisor Brookfield, WI **Credentials:** CFA® - Chartered Financial Analyst • CFP® - Certified Financial Planner [View Profile](https://planprovider.pro/provider/francis-llc) - ### [Full Sail Capital, LLC](https://planprovider.pro/provider/full-sail-capital-llc) Plan Advisor [View Profile](https://planprovider.pro/provider/full-sail-capital-llc) - ### [Greenspring Advisors](https://planprovider.pro/provider/greenspring-advisors) Plan Advisor Towson, MD **Credentials:** CFP® - Certified Financial Planner **Company:** Est. 2004 • 58 employees [View Profile](https://planprovider.pro/provider/greenspring-advisors) - ### [Hassell Wealth Management](https://planprovider.pro/provider/hassell-wealth-management) Plan Advisor Houma, LA **Company:** Est. 2018 [View Profile](https://planprovider.pro/provider/hassell-wealth-management) - ### [Head Investment Partners](https://planprovider.pro/provider/head-investment-partners) Plan Advisor Knoxville, TN [View Profile](https://planprovider.pro/provider/head-investment-partners) # Partner with Top ERISA 3(21) Investment Advisors Managing a corporate retirement plan requires navigating a complex landscape of investment choices, regulatory obligations, and fiduciary liabilities. For plan sponsors who want to retain final authority over their plan's investment menu but require professional expertise to make informed decisions, hiring an **ERISA 3(21) investment advisor** is the ideal strategy. These professionals act as "co-fiduciaries," working alongside you to ensure your plan remains competitive, compliant, and beneficial for your employees. ## What is a 3(21) Fiduciary Advisor? Under ERISA Section 3(21), an advisor is defined as a fiduciary if they render investment advice for a fee. Unlike a 3(38) manager who takes full discretion, a 3(21) advisor serves as a strategic partner. They provide the research, due diligence, and recommendations, but the plan sponsor (typically the investment committee) retains the final say on which funds to add, keep, or remove. This "help me do it" model is perfect for organizations that want to stay involved in the process without shouldering the burden of investment analysis alone. Key services provided by qualified 3(21) advisors include: - **Investment Screening:** Rigorous analysis of mutual funds and ETFs to ensure they meet performance and cost benchmarks. - **Quarterly Monitoring:** Ongoing review of the investment lineup to identify underperforming funds or style drift. - **Fiduciary Training:** Educating your investment committee on their responsibilities to minimize personal liability. - **Fee Benchmarking:** helping you evaluate costs against industry standards, often coordinating with [retirement plan providers](https://planprovider.pro/retirement-plans) to negotiate better rates. ## The Difference Between 3(21) and 3(38) Advisors Choosing between a 3(21) and a 3(38) advisor comes down to how much control—and liability—you wish to delegate. While a 3(21) advisor shares the fiduciary risk with you, a 3(38) investment manager assumes the bulk of the liability for investment selection. Many of the firms listed in our [Plan Advisors](https://planprovider.pro/plan-advisors) directory offer both levels of service, allowing you to scale your engagement as your company's needs evolve. ## Mitigating Risk and Ensuring Compliance One of the primary reasons to engage a 3(21) advisor is risk mitigation. The Department of Labor focuses heavily on procedural prudence—not just investment results. A 3(21) advisor helps you document your decision-making process, creating a paper trail that is vital during regulatory reviews. They often collaborate with other professionals, such as [ERISA attorneys](https://planprovider.pro/erisa-attorneys) and [auditors](https://planprovider.pro/auditors), to ensure that your plan's governance structure is legally sound. Explore our comprehensive list of ERISA 3(21) investment advisors to find a partner who aligns with your fiduciary goals and helps you build a retirement plan that empowers your workforce. 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