# Find 3(21) Investment Advisors
Source: https://planprovider.pro/3-21-investment-advisors?page=16

> Compare leading ERISA 3(21) investment advisors to secure professional co-fiduciary support. Find experts to guide your retirement plan investment strategy.

Secure expert co-fiduciary support for your retirement plan. Compare top-rated ERISA 3(21) investment advisors who provide professional guidance and investment monitoring while allowing you to retain control over final decisions.

Browse 507 providers in this category.

## Provider ranking

- 

### [Lighthouse Wealth Management, Inc.](https://planprovider.pro/provider/lighthouse-wealth-management-inc)

Plan Advisor

Camp Hill, PA

**Stats:** $200M under management

**Company:** Est. 1992

[View Profile](https://planprovider.pro/provider/lighthouse-wealth-management-inc)

- 

### [West Chester Capital Advisors INC](https://planprovider.pro/provider/west-chester-capital-advisors-inc)

Plan Advisor

Johnstown, PA

**Stats:** $198M under management

[View Profile](https://planprovider.pro/provider/west-chester-capital-advisors-inc)

- 

### [Schultz Financial Group Incorporated](https://planprovider.pro/provider/schultz-financial-group-incorporated)

Plan Advisor

Reno, NV

**Stats:** $196M under management

**Company:** 6 employees

[View Profile](https://planprovider.pro/provider/schultz-financial-group-incorporated)

- 

### [Westhampton Capital](https://planprovider.pro/provider/westhampton-capital)

Plan Advisor

Winston-Salem, NC

**Stats:** $193M under management

**Company:** Est. 1998

[View Profile](https://planprovider.pro/provider/westhampton-capital)

- 

### [Fortune 45, Llc.](https://planprovider.pro/provider/fortune-45-llc)

Plan Advisor

Gonzales, LA

**Stats:** $189M under management

[View Profile](https://planprovider.pro/provider/fortune-45-llc)

- 

### [Rembrandt Financial Group LLC](https://planprovider.pro/provider/rembrandt-financial-group-llc)

Plan Advisor

Austin, TX

**Stats:** $189M under management

**Company:** Est. 2004

[View Profile](https://planprovider.pro/provider/rembrandt-financial-group-llc)

- 

### [Ch Douglas & Gray Wealth Management](https://planprovider.pro/provider/ch-douglas-and-gray-wealth-management)

Plan Advisor

Indianapolis, IN

**Stats:** $187M under management

**Company:** Est. 2007

[View Profile](https://planprovider.pro/provider/ch-douglas-and-gray-wealth-management)

- 

### [Burkholder & Associates, LLC](https://planprovider.pro/provider/burkholder-and-associates-llc)

Plan Advisor

Chevy Chase, MD

**Stats:** $187M under management

**Company:** Est. 2013

[View Profile](https://planprovider.pro/provider/burkholder-and-associates-llc)

- 

### [Client First Investment Management LLC](https://planprovider.pro/provider/client-first-investment-management-llc)

Plan Advisor

West Bend, WI

**Stats:** $184M under management

[View Profile](https://planprovider.pro/provider/client-first-investment-management-llc)

- 

### [Snavely Associates Financial Services](https://planprovider.pro/provider/snavely-associates-financial-services)

Plan Advisor

Lemoyne, PA

**Stats:** $183M under management

**Company:** Est. 1967

[View Profile](https://planprovider.pro/provider/snavely-associates-financial-services)

- 

### [Pinnacle Wealth, LLC](https://planprovider.pro/provider/pinnacle-wealth-llc)

Plan Advisor

Sioux Falls, SD

**Stats:** $182M under management

[View Profile](https://planprovider.pro/provider/pinnacle-wealth-llc)

- 

### [Rayburn West Financial Services](https://planprovider.pro/provider/rayburn-west-financial-services)

Plan Advisor

Nashville, TN

**Stats:** $180M under management

[View Profile](https://planprovider.pro/provider/rayburn-west-financial-services)

- 

### [Googins Advisors, Inc.](https://planprovider.pro/provider/googins-advisors-inc)

Plan Advisor

Middleton, WI

**Stats:** $178M under management

[View Profile](https://planprovider.pro/provider/googins-advisors-inc)

- 

### [Essential Planning, LLC](https://planprovider.pro/provider/essential-planning-llc)

Plan Advisor

Portsmouth, NH

**Stats:** $178M under management

**Company:** Est. 2002

[View Profile](https://planprovider.pro/provider/essential-planning-llc)

- 

### [Centennial Wealth Advisory, LLC](https://planprovider.pro/provider/centennial-wealth-advisory-llc)

Plan Advisor

Traverse City, MI

**Stats:** $175M under management

[View Profile](https://planprovider.pro/provider/centennial-wealth-advisory-llc)

- 

### [Blvd Private Wealth, LLC](https://planprovider.pro/provider/blvd-private-wealth-llc)

Plan Advisor

Prospect, KY

**Stats:** $175M under management

**Company:** Est. 2020

[View Profile](https://planprovider.pro/provider/blvd-private-wealth-llc)

- 

### [Clarity Wealth Development, LLC](https://planprovider.pro/provider/clarity-wealth-development-llc)

Plan Advisor

Corvallis, OR

**Stats:** $171M under management

**Company:** Est. 2010

[View Profile](https://planprovider.pro/provider/clarity-wealth-development-llc)

- 

### [Golden Road Advisors LLC](https://planprovider.pro/provider/golden-road-advisors-llc)

Plan Advisor

Tampa, FL

**Stats:** $170M under management

**Company:** Est. 2013

[View Profile](https://planprovider.pro/provider/golden-road-advisors-llc)

- 

### [Vines Capital Management, LLC](https://planprovider.pro/provider/vines-capital-management-llc)

Plan Advisor

Monroe, LA

**Stats:** $168M under management

**Company:** Est. 2022

[View Profile](https://planprovider.pro/provider/vines-capital-management-llc)

- 

### [Banyan Global Investment Advisors, LLC](https://planprovider.pro/provider/banyan-global-investment-advisors-llc)

Plan Advisor

Boca Raton, FL

**Stats:** $168M under management

**Company:** Est. 2015 • 4 employees

[View Profile](https://planprovider.pro/provider/banyan-global-investment-advisors-llc)

- 

### [Gentry Private Wealth](https://planprovider.pro/provider/gentry-private-wealth)

Plan Advisor

Wichita, KS

**Stats:** $166M under management

[View Profile](https://planprovider.pro/provider/gentry-private-wealth)

- 

### [Wealthguard Advisors, Inc.](https://planprovider.pro/provider/wealthguard-advisors-inc)

Plan Advisor

Placerville, CA

**Stats:** $164M under management

[View Profile](https://planprovider.pro/provider/wealthguard-advisors-inc)

- 

### [3rd Creek Investments](https://planprovider.pro/provider/3rd-creek-investments)

Plan Advisor

Incline Village, NV

**Stats:** $163M under management

[View Profile](https://planprovider.pro/provider/3rd-creek-investments)

- 

### [Portus Wealth Advisors](https://planprovider.pro/provider/portus-wealth-advisors)

Plan Advisor

Charlotte, NC

**Credentials:** CFP® - Certified Financial Planner • Other • RIA - Registered Investment Advisor

**Stats:** $162M under management

**Company:** Est. 2019 • 5 employees

[View Profile](https://planprovider.pro/provider/portus-wealth-advisors)

- 

### [Baybridge Capital Group, LLC](https://planprovider.pro/provider/baybridge-capital-group-llc)

Plan Advisor

Pleasanton, CA

**Stats:** $162M under management

**Company:** Est. 2016 • 25 employees

[View Profile](https://planprovider.pro/provider/baybridge-capital-group-llc)

# Partner with Top ERISA 3(21) Investment Advisors

Managing a corporate retirement plan requires navigating a complex landscape of investment choices, regulatory obligations, and fiduciary liabilities. For plan sponsors who want to retain final authority over their plan's investment menu but require professional expertise to make informed decisions, hiring an **ERISA 3(21) investment advisor** is the ideal strategy. These professionals act as "co-fiduciaries," working alongside you to ensure your plan remains competitive, compliant, and beneficial for your employees.

## What is a 3(21) Fiduciary Advisor?

Under ERISA Section 3(21), an advisor is defined as a fiduciary if they render investment advice for a fee. Unlike a 3(38) manager who takes full discretion, a 3(21) advisor serves as a strategic partner. They provide the research, due diligence, and recommendations, but the plan sponsor (typically the investment committee) retains the final say on which funds to add, keep, or remove. This "help me do it" model is perfect for organizations that want to stay involved in the process without shouldering the burden of investment analysis alone.

Key services provided by qualified 3(21) advisors include:

- **Investment Screening:** Rigorous analysis of mutual funds and ETFs to ensure they meet performance and cost benchmarks.

- **Quarterly Monitoring:** Ongoing review of the investment lineup to identify underperforming funds or style drift.

- **Fiduciary Training:** Educating your investment committee on their responsibilities to minimize personal liability.

- **Fee Benchmarking:** helping you evaluate costs against industry standards, often coordinating with [retirement plan providers](https://planprovider.pro/retirement-plans) to negotiate better rates.

## The Difference Between 3(21) and 3(38) Advisors

Choosing between a 3(21) and a 3(38) advisor comes down to how much control—and liability—you wish to delegate. While a 3(21) advisor shares the fiduciary risk with you, a 3(38) investment manager assumes the bulk of the liability for investment selection. Many of the firms listed in our [Plan Advisors](https://planprovider.pro/plan-advisors) directory offer both levels of service, allowing you to scale your engagement as your company's needs evolve.

## Mitigating Risk and Ensuring Compliance

One of the primary reasons to engage a 3(21) advisor is risk mitigation. The Department of Labor focuses heavily on procedural prudence—not just investment results. A 3(21) advisor helps you document your decision-making process, creating a paper trail that is vital during regulatory reviews. They often collaborate with other professionals, such as [ERISA attorneys](https://planprovider.pro/erisa-attorneys) and [auditors](https://planprovider.pro/auditors), to ensure that your plan's governance structure is legally sound.

Explore our comprehensive list of ERISA 3(21) investment advisors to find a partner who aligns with your fiduciary goals and helps you build a retirement plan that empowers your workforce.

[View full interactive listing on PlanProvider.Pro](https://planprovider.pro/3-21-investment-advisors?page=16)

© 2026 PlanProvider.Pro