# Find 3(21) Investment Advisors
Source: https://planprovider.pro/3-21-investment-advisors?page=15

> Compare leading ERISA 3(21) investment advisors to secure professional co-fiduciary support. Find experts to guide your retirement plan investment strategy.

Secure expert co-fiduciary support for your retirement plan. Compare top-rated ERISA 3(21) investment advisors who provide professional guidance and investment monitoring while allowing you to retain control over final decisions.

Browse 507 providers in this category.

## Provider ranking

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### [Marmo Financial Group, LLC](https://planprovider.pro/provider/marmo-financial-group-llc)

Plan Advisor

Johnson City, TN

**Stats:** $249M under management

**Company:** Est. 2007

[View Profile](https://planprovider.pro/provider/marmo-financial-group-llc)

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### [Lees Monsour Group](https://planprovider.pro/provider/lees-monsour-group)

Plan Advisor

Shreveport, LA

**Stats:** $248M under management

[View Profile](https://planprovider.pro/provider/lees-monsour-group)

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### [Windward Wealth Strategies, Inc.](https://planprovider.pro/provider/windward-wealth-strategies-inc)

Plan Advisor

Oshkosh, WI

**Stats:** $248M under management

**Company:** Est. 2015

[View Profile](https://planprovider.pro/provider/windward-wealth-strategies-inc)

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### [Guardian Asset Advisors, LLC](https://planprovider.pro/provider/guardian-asset-advisors-llc)

Plan Advisor

Mechanicsburg, PA

**Stats:** $246M under management

**Company:** Est. 2000

[View Profile](https://planprovider.pro/provider/guardian-asset-advisors-llc)

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### [Pks Investment Advisors LLC](https://planprovider.pro/provider/pks-investment-advisors-llc)

Plan Advisor

Salisbury, MD

**Stats:** $242M under management

[View Profile](https://planprovider.pro/provider/pks-investment-advisors-llc)

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### [Mendel Capital Management, LLC](https://planprovider.pro/provider/mendel-capital-management-llc)

Plan Advisor

Little Rock, AR

**Stats:** $241M under management

**Company:** Est. 1990

[View Profile](https://planprovider.pro/provider/mendel-capital-management-llc)

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### [Creekside Capital, Inc.](https://planprovider.pro/provider/creekside-capital-inc)

Plan Advisor

Knoxville, TN

**Stats:** $240M under management

[View Profile](https://planprovider.pro/provider/creekside-capital-inc)

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### [Capstone Wealth Management Group, LLC](https://planprovider.pro/provider/capstone-wealth-management-group-llc)

Plan Advisor

Dunmore, PA

**Stats:** $239M under management

[View Profile](https://planprovider.pro/provider/capstone-wealth-management-group-llc)

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### [Valley Financial Group](https://planprovider.pro/provider/valley-financial-group)

Plan Advisor

Ambler, PA

**Stats:** $238M under management

[View Profile](https://planprovider.pro/provider/valley-financial-group)

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### [Luken Investment Analytics, LLC](https://planprovider.pro/provider/luken-investment-analytics-llc)

Plan Advisor

Brentwood, TN

**Stats:** $237M under management

[View Profile](https://planprovider.pro/provider/luken-investment-analytics-llc)

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### [Wrenne Financial Planning LLC](https://planprovider.pro/provider/wrenne-financial-planning-llc)

Plan Advisor

Lexington, KY

**Stats:** $231M under management

[View Profile](https://planprovider.pro/provider/wrenne-financial-planning-llc)

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### [Sanctuary Wealth Management, LLC](https://planprovider.pro/provider/sanctuary-wealth-management-llc)

Plan Advisor

Pocatello, ID

**Stats:** $229M under management

**Company:** 11 employees

[View Profile](https://planprovider.pro/provider/sanctuary-wealth-management-llc)

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### [Westview Investment Advisors](https://planprovider.pro/provider/westview-investment-advisors)

Plan Advisor

Burlington, VT

**Stats:** $229M under management

**Company:** Est. 2019

[View Profile](https://planprovider.pro/provider/westview-investment-advisors)

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### [Tyner Capital Management Investment Counsel, Inc.](https://planprovider.pro/provider/tyner-capital-management-investment-counsel-inc)

Plan Advisor

Bridgeport, TN

**Stats:** $228M under management

[View Profile](https://planprovider.pro/provider/tyner-capital-management-investment-counsel-inc)

- 

### [Slocum, Gordon & Co. LLP](https://planprovider.pro/provider/slocum-gordon-and-co-llp)

Plan Advisor

Newport, RI

**Stats:** $225M under management

**Company:** Est. 1978

[View Profile](https://planprovider.pro/provider/slocum-gordon-and-co-llp)

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### [Clarity Asset Management, Inc.](https://planprovider.pro/provider/clarity-asset-management-inc)

Plan Advisor

Gilbert, AZ

**Stats:** $222M under management

[View Profile](https://planprovider.pro/provider/clarity-asset-management-inc)

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### [Peterson Wealth Management, LLC](https://planprovider.pro/provider/peterson-wealth-management-llc)

Plan Advisor

Sparks, NV

**Stats:** $222M under management

**Company:** Est. 2019

[View Profile](https://planprovider.pro/provider/peterson-wealth-management-llc)

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### [Dreher Investment Services, Inc.](https://planprovider.pro/provider/dreher-investment-services-inc)

Plan Advisor

San Angelo, TX

**Stats:** $221M under management

[View Profile](https://planprovider.pro/provider/dreher-investment-services-inc)

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### [Ledgewood Wealth Advisors, LLC](https://planprovider.pro/provider/ledgewood-wealth-advisors-llc)

Plan Advisor

Exeter, NH

**Stats:** $217M under management

[View Profile](https://planprovider.pro/provider/ledgewood-wealth-advisors-llc)

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### [Prairie Rivers Investments, LLC](https://planprovider.pro/provider/prairie-rivers-investments-llc)

Plan Advisor

Robinson, IL

**Stats:** $216M under management

**Company:** Est. 1984

[View Profile](https://planprovider.pro/provider/prairie-rivers-investments-llc)

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### [Cutter Financial Group LLC](https://planprovider.pro/provider/cutter-financial-group-llc)

Plan Advisor

Falmouth, MA

**Stats:** $215M under management

**Company:** 2 employees

[View Profile](https://planprovider.pro/provider/cutter-financial-group-llc)

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### [Chb Investment Group, LLC](https://planprovider.pro/provider/chb-investment-group-llc)

Plan Advisor

New Hope, PA

**Stats:** $214M under management

[View Profile](https://planprovider.pro/provider/chb-investment-group-llc)

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### [Talisman Wealth Advisors, LLC](https://planprovider.pro/provider/talisman-wealth-advisors-llc)

Plan Advisor

Mountainside, NJ

**Stats:** $213M under management

[View Profile](https://planprovider.pro/provider/talisman-wealth-advisors-llc)

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### [Lombard Advisers Incorporated](https://planprovider.pro/provider/lombard-advisers-incorporated)

Plan Advisor

Baltimore, MD

**Stats:** $202M under management

[View Profile](https://planprovider.pro/provider/lombard-advisers-incorporated)

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### [Values First Advisors, Inc.](https://planprovider.pro/provider/values-first-advisors-inc)

Plan Advisor

Johnson City, TN

**Stats:** $202M under management

**Company:** Est. 2009 • 13 employees

[View Profile](https://planprovider.pro/provider/values-first-advisors-inc)

# Partner with Top ERISA 3(21) Investment Advisors

Managing a corporate retirement plan requires navigating a complex landscape of investment choices, regulatory obligations, and fiduciary liabilities. For plan sponsors who want to retain final authority over their plan's investment menu but require professional expertise to make informed decisions, hiring an **ERISA 3(21) investment advisor** is the ideal strategy. These professionals act as "co-fiduciaries," working alongside you to ensure your plan remains competitive, compliant, and beneficial for your employees.

## What is a 3(21) Fiduciary Advisor?

Under ERISA Section 3(21), an advisor is defined as a fiduciary if they render investment advice for a fee. Unlike a 3(38) manager who takes full discretion, a 3(21) advisor serves as a strategic partner. They provide the research, due diligence, and recommendations, but the plan sponsor (typically the investment committee) retains the final say on which funds to add, keep, or remove. This "help me do it" model is perfect for organizations that want to stay involved in the process without shouldering the burden of investment analysis alone.

Key services provided by qualified 3(21) advisors include:

- **Investment Screening:** Rigorous analysis of mutual funds and ETFs to ensure they meet performance and cost benchmarks.

- **Quarterly Monitoring:** Ongoing review of the investment lineup to identify underperforming funds or style drift.

- **Fiduciary Training:** Educating your investment committee on their responsibilities to minimize personal liability.

- **Fee Benchmarking:** helping you evaluate costs against industry standards, often coordinating with [retirement plan providers](https://planprovider.pro/retirement-plans) to negotiate better rates.

## The Difference Between 3(21) and 3(38) Advisors

Choosing between a 3(21) and a 3(38) advisor comes down to how much control—and liability—you wish to delegate. While a 3(21) advisor shares the fiduciary risk with you, a 3(38) investment manager assumes the bulk of the liability for investment selection. Many of the firms listed in our [Plan Advisors](https://planprovider.pro/plan-advisors) directory offer both levels of service, allowing you to scale your engagement as your company's needs evolve.

## Mitigating Risk and Ensuring Compliance

One of the primary reasons to engage a 3(21) advisor is risk mitigation. The Department of Labor focuses heavily on procedural prudence—not just investment results. A 3(21) advisor helps you document your decision-making process, creating a paper trail that is vital during regulatory reviews. They often collaborate with other professionals, such as [ERISA attorneys](https://planprovider.pro/erisa-attorneys) and [auditors](https://planprovider.pro/auditors), to ensure that your plan's governance structure is legally sound.

Explore our comprehensive list of ERISA 3(21) investment advisors to find a partner who aligns with your fiduciary goals and helps you build a retirement plan that empowers your workforce.

[View full interactive listing on PlanProvider.Pro](https://planprovider.pro/3-21-investment-advisors?page=15)

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