# Find 3(21) Investment Advisors
Source: https://planprovider.pro/3-21-investment-advisors?page=14

> Compare leading ERISA 3(21) investment advisors to secure professional co-fiduciary support. Find experts to guide your retirement plan investment strategy.

Secure expert co-fiduciary support for your retirement plan. Compare top-rated ERISA 3(21) investment advisors who provide professional guidance and investment monitoring while allowing you to retain control over final decisions.

Browse 507 providers in this category.

## Provider ranking

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### [Pathways Advisory Group, Inc.](https://planprovider.pro/provider/pathways-advisory-group-inc)

Plan Advisor

Fresno, CA

**Stats:** $269M under management

**Company:** Est. 2007

[View Profile](https://planprovider.pro/provider/pathways-advisory-group-inc)

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### [Fidelis Im](https://planprovider.pro/provider/fidelis-im)

Plan Advisor

Medford, OR

**Stats:** $269M under management

[View Profile](https://planprovider.pro/provider/fidelis-im)

- 

### [Imz Advisory Inc.](https://planprovider.pro/provider/imz-advisory-inc)

Plan Advisor

Boca Raton, FL

**Stats:** $269M under management

**Company:** Est. 2021

[View Profile](https://planprovider.pro/provider/imz-advisory-inc)

- 

### [Robert Gordon & Associates INC](https://planprovider.pro/provider/robert-gordon-and-associates-inc)

Plan Advisor

Springfield, IL

**Stats:** $266M under management

[View Profile](https://planprovider.pro/provider/robert-gordon-and-associates-inc)

- 

### [Imperium Wealth Management, LLC](https://planprovider.pro/provider/imperium-wealth-management-llc)

Plan Advisor

San Antonio, TX

**Stats:** $265M under management

[View Profile](https://planprovider.pro/provider/imperium-wealth-management-llc)

- 

### [Piershale Financial Group, Inc.](https://planprovider.pro/provider/piershale-financial-group-inc)

Plan Advisor

Barrington, IL

**Stats:** $264M under management

**Company:** Est. 2011 • 8 employees

[View Profile](https://planprovider.pro/provider/piershale-financial-group-inc)

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### [Chesapeake Financial Advisors](https://planprovider.pro/provider/chesapeake-financial-advisors)

Plan Advisor

Towson, MD

**Credentials:** CFA® - Chartered Financial Analyst • Other • RIA - Registered Investment Advisor

**Stats:** $264M under management

**Company:** Est. 1998 • 30 employees

[View Profile](https://planprovider.pro/provider/chesapeake-financial-advisors)

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### [Meriwether Wealth & Planning, LLC](https://planprovider.pro/provider/meriwether-wealth-and-planning-llc)

Plan Advisor

Minden, LA

**Stats:** $263M under management

**Company:** Est. 2021

[View Profile](https://planprovider.pro/provider/meriwether-wealth-and-planning-llc)

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### [Triton Wealth](https://planprovider.pro/provider/triton-wealth)

Plan Advisor

Aitkin, MN

**Stats:** $263M under management

[View Profile](https://planprovider.pro/provider/triton-wealth)

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### [Premier Private Wealth, LLC](https://planprovider.pro/provider/premier-private-wealth-llc)

Plan Advisor

Franklin, TN

**Stats:** $263M under management

[View Profile](https://planprovider.pro/provider/premier-private-wealth-llc)

- 

### [Capital Preservation Partners, Inc.](https://planprovider.pro/provider/capital-preservation-partners-inc)

Plan Advisor

Bronxville, NY

**Stats:** $262M under management

[View Profile](https://planprovider.pro/provider/capital-preservation-partners-inc)

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### [Mcallister Capital Management](https://planprovider.pro/provider/mcallister-capital-management)

Plan Advisor

Jackson, MS

**Stats:** $261M under management

**Company:** Est. 1995

[View Profile](https://planprovider.pro/provider/mcallister-capital-management)

- 

### [Vivid Wealth Management, LLC](https://planprovider.pro/provider/vivid-wealth-management-llc)

Plan Advisor

West Des Moines, IA

**Stats:** $257M under management

**Company:** Est. 2021

[View Profile](https://planprovider.pro/provider/vivid-wealth-management-llc)

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### [Johnson Wealth Management, LLC](https://planprovider.pro/provider/johnson-wealth-management-llc)

Plan Advisor

Buckeye, AZ

**Stats:** $257M under management

**Company:** Est. 2017

[View Profile](https://planprovider.pro/provider/johnson-wealth-management-llc)

- 

### [Freeman, Will & Niemeier, Inc.](https://planprovider.pro/provider/freeman-will-and-niemeier-inc)

Plan Advisor

Evansville, IN

**Stats:** $256M under management

**Company:** Est. 1976

[View Profile](https://planprovider.pro/provider/freeman-will-and-niemeier-inc)

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### [Innovative Advisory Partners, LLC](https://planprovider.pro/provider/innovative-advisory-partners-llc)

Plan Advisor

Hixson, TN

**Stats:** $252M under management

**Company:** Est. 2010

[View Profile](https://planprovider.pro/provider/innovative-advisory-partners-llc)

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### [O'connor Financial Group LLC](https://planprovider.pro/provider/oconnor-financial-group-llc)

Plan Advisor

Quincy, IL

**Stats:** $251M under management

**Company:** Est. 2018

[View Profile](https://planprovider.pro/provider/oconnor-financial-group-llc)

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### [Birinyi Associates, Inc.](https://planprovider.pro/provider/birinyi-associates-inc)

Plan Advisor

Westport, CT

**Stats:** $250M under management

**Company:** Est. 1989

[View Profile](https://planprovider.pro/provider/birinyi-associates-inc)

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### [Cwp Private Wealth Management](https://planprovider.pro/provider/cwp-private-wealth-management)

Plan Advisor

West Bend, WI

**Stats:** $250M under management

[View Profile](https://planprovider.pro/provider/cwp-private-wealth-management)

- 

### [Miller Financial Planning](https://planprovider.pro/provider/miller-financial-services-llc)

Plan Advisor

Marshall, MI

**Stats:** $250M under management

[View Profile](https://planprovider.pro/provider/miller-financial-services-llc)

- 

### [Read & Powell Financial Services, LLC](https://planprovider.pro/provider/read-and-powell-financial-services-llc)

Plan Advisor

Elko, NV

**Stats:** $250M under management

**Company:** Est. 1958

[View Profile](https://planprovider.pro/provider/read-and-powell-financial-services-llc)

- 

### [Santori & Peters](https://planprovider.pro/provider/santori-and-peters)

Plan Advisor

Canonsburg, PA

**Stats:** $250M under management

[View Profile](https://planprovider.pro/provider/santori-and-peters)

- 

### [Teeple Wealth Management, LLC](https://planprovider.pro/provider/teeple-wealth-management-llc)

Plan Advisor

Brownsburg, IN

**Stats:** $250M under management

**Company:** Est. 2022

[View Profile](https://planprovider.pro/provider/teeple-wealth-management-llc)

- 

### [Wealthcrest Financial Services, LLC](https://planprovider.pro/provider/wealthcrest-financial-services-llc)

Plan Advisor

Springfield, VA

**Stats:** $250M under management

**Company:** Est. 2017

[View Profile](https://planprovider.pro/provider/wealthcrest-financial-services-llc)

- 

### [Wilon Wealth Management](https://planprovider.pro/provider/wilon-wealth-management)

Plan Advisor

Urbandale, IA

**Stats:** $250M under management

[View Profile](https://planprovider.pro/provider/wilon-wealth-management)

# Partner with Top ERISA 3(21) Investment Advisors

Managing a corporate retirement plan requires navigating a complex landscape of investment choices, regulatory obligations, and fiduciary liabilities. For plan sponsors who want to retain final authority over their plan's investment menu but require professional expertise to make informed decisions, hiring an **ERISA 3(21) investment advisor** is the ideal strategy. These professionals act as "co-fiduciaries," working alongside you to ensure your plan remains competitive, compliant, and beneficial for your employees.

## What is a 3(21) Fiduciary Advisor?

Under ERISA Section 3(21), an advisor is defined as a fiduciary if they render investment advice for a fee. Unlike a 3(38) manager who takes full discretion, a 3(21) advisor serves as a strategic partner. They provide the research, due diligence, and recommendations, but the plan sponsor (typically the investment committee) retains the final say on which funds to add, keep, or remove. This "help me do it" model is perfect for organizations that want to stay involved in the process without shouldering the burden of investment analysis alone.

Key services provided by qualified 3(21) advisors include:

- **Investment Screening:** Rigorous analysis of mutual funds and ETFs to ensure they meet performance and cost benchmarks.

- **Quarterly Monitoring:** Ongoing review of the investment lineup to identify underperforming funds or style drift.

- **Fiduciary Training:** Educating your investment committee on their responsibilities to minimize personal liability.

- **Fee Benchmarking:** helping you evaluate costs against industry standards, often coordinating with [retirement plan providers](https://planprovider.pro/retirement-plans) to negotiate better rates.

## The Difference Between 3(21) and 3(38) Advisors

Choosing between a 3(21) and a 3(38) advisor comes down to how much control—and liability—you wish to delegate. While a 3(21) advisor shares the fiduciary risk with you, a 3(38) investment manager assumes the bulk of the liability for investment selection. Many of the firms listed in our [Plan Advisors](https://planprovider.pro/plan-advisors) directory offer both levels of service, allowing you to scale your engagement as your company's needs evolve.

## Mitigating Risk and Ensuring Compliance

One of the primary reasons to engage a 3(21) advisor is risk mitigation. The Department of Labor focuses heavily on procedural prudence—not just investment results. A 3(21) advisor helps you document your decision-making process, creating a paper trail that is vital during regulatory reviews. They often collaborate with other professionals, such as [ERISA attorneys](https://planprovider.pro/erisa-attorneys) and [auditors](https://planprovider.pro/auditors), to ensure that your plan's governance structure is legally sound.

Explore our comprehensive list of ERISA 3(21) investment advisors to find a partner who aligns with your fiduciary goals and helps you build a retirement plan that empowers your workforce.

[View full interactive listing on PlanProvider.Pro](https://planprovider.pro/3-21-investment-advisors?page=14)

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