# Find 3(21) Investment Advisors Source: https://planprovider.pro/3-21-investment-advisors?page=11 > Compare leading ERISA 3(21) investment advisors to secure professional co-fiduciary support. Find experts to guide your retirement plan investment strategy. Secure expert co-fiduciary support for your retirement plan. Compare top-rated ERISA 3(21) investment advisors who provide professional guidance and investment monitoring while allowing you to retain control over final decisions. Browse 507 providers in this category. ## Provider ranking - ### [Prudeo Partners, LLC](https://planprovider.pro/provider/prudeo-partners-llc) Plan Advisor West Columbia, SC **Stats:** $425M under management **Company:** Est. 2000 [View Profile](https://planprovider.pro/provider/prudeo-partners-llc) - ### [Singer Wealth Advisors LLC](https://planprovider.pro/provider/singer-wealth-advisors-llc) Plan Advisor Boca Raton, FL **Stats:** $425M under management **Company:** Est. 2021 [View Profile](https://planprovider.pro/provider/singer-wealth-advisors-llc) - ### [Tradewinds, LLC](https://planprovider.pro/provider/tradewinds-llc) Plan Advisor Raleigh, NC **Stats:** $419M under management **Company:** Est. 2021 [View Profile](https://planprovider.pro/provider/tradewinds-llc) - ### [Mcclarren Financial Advisors](https://planprovider.pro/provider/mcclarren-financial-advisors) Plan Advisor State College, PA **Stats:** $417M under management [View Profile](https://planprovider.pro/provider/mcclarren-financial-advisors) - ### [Kg&l Capital Management, LLC](https://planprovider.pro/provider/kgandl-capital-management-llc) Plan Advisor Saint Francisville, LA **Stats:** $415M under management [View Profile](https://planprovider.pro/provider/kgandl-capital-management-llc) - ### [Tilia Fiduciary Partners, Inc.](https://planprovider.pro/provider/tilia-fiduciary-partners-inc) Plan Advisor Wilmington, NC **Stats:** $414M under management [View Profile](https://planprovider.pro/provider/tilia-fiduciary-partners-inc) - ### [Mustard Seed Wealth Management](https://planprovider.pro/provider/mustard-seed-wealth-management) Plan Advisor Magnolia, AR **Stats:** $414M under management **Company:** Est. 2002 [View Profile](https://planprovider.pro/provider/mustard-seed-wealth-management) - ### [Macdougall Financial Counseling](https://planprovider.pro/provider/macdougall-financial-counseling) Plan Advisor Delmont, PA **Stats:** $412M under management [View Profile](https://planprovider.pro/provider/macdougall-financial-counseling) - ### [Joule Financial, LLC](https://planprovider.pro/provider/joule-financial-llc) Plan Advisor Lexington, KY **Stats:** $411M under management [View Profile](https://planprovider.pro/provider/joule-financial-llc) - ### [Vancegray Wealth Management, Inc.](https://planprovider.pro/provider/vancegray-wealth-management-inc) Plan Advisor Bangor, ME **Stats:** $409M under management **Company:** Est. 2013 [View Profile](https://planprovider.pro/provider/vancegray-wealth-management-inc) - ### [Asset Planning Corporation](https://planprovider.pro/provider/asset-planning-corporation) Plan Advisor Knoxville, TN **Stats:** $407M under management [View Profile](https://planprovider.pro/provider/asset-planning-corporation) - ### [Ashdon Investment Management, LLC](https://planprovider.pro/provider/ashdon-investment-management-llc) Plan Advisor Tullahoma, TN **Stats:** $403M under management **Company:** Est. 2007 [View Profile](https://planprovider.pro/provider/ashdon-investment-management-llc) - ### [Midwest Heritage Financial Advisors](https://planprovider.pro/provider/midwest-heritage-financial-advisors) Plan Advisor West Des Moines, IA **Stats:** $399M under management [View Profile](https://planprovider.pro/provider/midwest-heritage-financial-advisors) - ### [Sage Private Wealth Group, LLC](https://planprovider.pro/provider/sage-private-wealth-group-llc) Plan Advisor Oakbrook Terrace, IL **Stats:** $395M under management [View Profile](https://planprovider.pro/provider/sage-private-wealth-group-llc) - ### [Eastover Capital Management](https://planprovider.pro/provider/eastover-capital-management) Plan Advisor Charlotte, NC **Stats:** $392M under management **Company:** Est. 1988 [View Profile](https://planprovider.pro/provider/eastover-capital-management) - ### [Quad-cities Investment Group, LLC](https://planprovider.pro/provider/quad-cities-investment-group-llc) Plan Advisor Davenport, IA **Stats:** $390M under management [View Profile](https://planprovider.pro/provider/quad-cities-investment-group-llc) - ### [United Brokerage Services INC](https://planprovider.pro/provider/united-brokerage-services-inc) Plan Advisor Parkersburg, WV **Stats:** $389M under management [View Profile](https://planprovider.pro/provider/united-brokerage-services-inc) - ### [Mccay Wealth Advisory LLC](https://planprovider.pro/provider/mccay-wealth-advisory-llc) Plan Advisor Manchester, TN **Stats:** $385M under management **Company:** Est. 2018 [View Profile](https://planprovider.pro/provider/mccay-wealth-advisory-llc) - ### [Old North State Wealth Management, LLC](https://planprovider.pro/provider/old-north-state-wealth-management-llc) Plan Advisor Wilmington, NC **Stats:** $385M under management [View Profile](https://planprovider.pro/provider/old-north-state-wealth-management-llc) - ### [Wealthpoint Advisors LLC](https://planprovider.pro/provider/wealthpoint-advisors-llc) Plan Advisor Phoenix, AZ **Stats:** $383M under management [View Profile](https://planprovider.pro/provider/wealthpoint-advisors-llc) - ### [Valiant Wealth, LLC](https://planprovider.pro/provider/valiant-wealth-llc) Plan Advisor West Des Moines, IA **Stats:** $382M under management [View Profile](https://planprovider.pro/provider/valiant-wealth-llc) - ### [D. Scott Neal, Inc.](https://planprovider.pro/provider/d-scott-neal-inc) Plan Advisor Lexington, KY **Stats:** $380M under management **Company:** Est. 1995 [View Profile](https://planprovider.pro/provider/d-scott-neal-inc) - ### [Wealthspan Partners, LLC](https://planprovider.pro/provider/wealthspan-partners-llc) Plan Advisor Davenport, IA **Stats:** $379M under management [View Profile](https://planprovider.pro/provider/wealthspan-partners-llc) - ### [Mwa Financial Services, Inc.](https://planprovider.pro/provider/mwa-financial-services-inc) Plan Advisor Rock Island, IL **Stats:** $377M under management **Company:** Est. 2001 [View Profile](https://planprovider.pro/provider/mwa-financial-services-inc) - ### [Prudent Man Investment Management](https://planprovider.pro/provider/prudent-man-investment-management) Plan Advisor Louisville, CO **Stats:** $370M under management **Company:** Est. 1988 [View Profile](https://planprovider.pro/provider/prudent-man-investment-management) # Partner with Top ERISA 3(21) Investment Advisors Managing a corporate retirement plan requires navigating a complex landscape of investment choices, regulatory obligations, and fiduciary liabilities. For plan sponsors who want to retain final authority over their plan's investment menu but require professional expertise to make informed decisions, hiring an **ERISA 3(21) investment advisor** is the ideal strategy. These professionals act as "co-fiduciaries," working alongside you to ensure your plan remains competitive, compliant, and beneficial for your employees. ## What is a 3(21) Fiduciary Advisor? Under ERISA Section 3(21), an advisor is defined as a fiduciary if they render investment advice for a fee. Unlike a 3(38) manager who takes full discretion, a 3(21) advisor serves as a strategic partner. They provide the research, due diligence, and recommendations, but the plan sponsor (typically the investment committee) retains the final say on which funds to add, keep, or remove. This "help me do it" model is perfect for organizations that want to stay involved in the process without shouldering the burden of investment analysis alone. Key services provided by qualified 3(21) advisors include: - **Investment Screening:** Rigorous analysis of mutual funds and ETFs to ensure they meet performance and cost benchmarks. - **Quarterly Monitoring:** Ongoing review of the investment lineup to identify underperforming funds or style drift. - **Fiduciary Training:** Educating your investment committee on their responsibilities to minimize personal liability. - **Fee Benchmarking:** helping you evaluate costs against industry standards, often coordinating with [retirement plan providers](https://planprovider.pro/retirement-plans) to negotiate better rates. ## The Difference Between 3(21) and 3(38) Advisors Choosing between a 3(21) and a 3(38) advisor comes down to how much control—and liability—you wish to delegate. While a 3(21) advisor shares the fiduciary risk with you, a 3(38) investment manager assumes the bulk of the liability for investment selection. Many of the firms listed in our [Plan Advisors](https://planprovider.pro/plan-advisors) directory offer both levels of service, allowing you to scale your engagement as your company's needs evolve. ## Mitigating Risk and Ensuring Compliance One of the primary reasons to engage a 3(21) advisor is risk mitigation. The Department of Labor focuses heavily on procedural prudence—not just investment results. A 3(21) advisor helps you document your decision-making process, creating a paper trail that is vital during regulatory reviews. They often collaborate with other professionals, such as [ERISA attorneys](https://planprovider.pro/erisa-attorneys) and [auditors](https://planprovider.pro/auditors), to ensure that your plan's governance structure is legally sound. Explore our comprehensive list of ERISA 3(21) investment advisors to find a partner who aligns with your fiduciary goals and helps you build a retirement plan that empowers your workforce. 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